Zibo Qi Bao Hui Reimbursement Regulations

Zibo Qi's reimbursement process is as follows:

1. Before you need to make a claim, you can call the exclusive service hotline of Zibo Qihuibao, and the customer service staff will provide the claim guidance service;

2. Apply for claim online, and click on the claim portal to apply for claim. Offline application; The claimant needs to bring relevant materials to the Pacific life insurance service network of the main insurer to apply for claims;

3. After completing the claim, the insurance company will pay the claim to the beneficiary account of medical insurance according to the audit result.

Zibo Qihuibao is a commercial medical insurance. The information provided by Zibo Enterprise Huibao website is reimbursed as follows:

1. Reimbursement scope: Zibo Qi Bao Hui mainly reimburses outpatient expenses and hospitalization expenses for medical treatment in Zibo. Outpatient fees include registration fees, medical fees, examination fees, medicine fees, etc. The hospitalization expenses include bed fees, medical expenses, operation expenses, nursing expenses and medicine expenses.

2. Reimbursement ratio: Zibo Qi Bao Hui's reimbursement ratio is 70%. That is, the insurance company reimburses 70% of the expenses, and the remaining 30% needs to be paid at its own expense;

3. Reimbursement limit: The reimbursement limit of Zibo Qihuibao depends on different insurance products and schemes. You can consult the insurance company or check the insurance contract when purchasing insurance.

4. Reimbursement process: Zibo Qihuibao's reimbursement process includes medical reimbursement and outpatient reimbursement:

(1) Medical reimbursement requires medical treatment in a hospital in Zibo, and the insurance company will directly settle with the hospital;

(2) For outpatient reimbursement, it is necessary to provide outpatient expense invoices and reimbursement application forms and submit them to the insurance company for reimbursement.

To sum up, the specific reimbursement regulations of Zibo Qihuibao may be different due to different insurance companies and products. It is recommended to know in detail the reimbursement regulations of the insurance products you purchased when purchasing insurance.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

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The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.