Is the spare tire and good car loan formal?

The spare tire platform is a regular used car platform.

If you plan to buy a car with a loan, please follow the normal procedure. The correct process is as follows:

1. Consulting bank.

2. Find a formal lending institution. As long as it is a formal institution, there is generally no charge in the early stage, and only inspection fee and guarantee fee are charged for the next payment, which belongs to the normal category.

3. If the loan institutions that need to repay in the early stage need to be cautious when the interest rate is lower than or higher than the market, and there are many financial companies, you can consult each family and prepare yourself.

The procedures for loan preparation are as follows:

1. Personal valid ID card, including household registration book.

2. If you are married, you need to provide proof of your spouse's identity.

3. The car dealer shall issue a certificate of intention to buy a car.

4. Provide personal income certificate and family income or property certificate when necessary.

5. If the purchased vehicle is secured by means other than mortgage, relevant guarantee materials shall be provided.

6. If the vehicle purchased by the loan is a commercial vehicle, relevant certificates that the purchased vehicle can be legally used for operation shall also be provided.

When buying a car, in addition to the complete procedures, the knowledge of accidents and vehicle identification also needs to be complete. If you buy an accident car or a bubble car, you need to polish your eyes.

Million car purchase subsidy