What does Tianyi's "Yongningbao" mean?

Tianyi Yongning insurance refers to one-year inclusive supplementary medical insurance.

Data expansion:

"One day, Yongning Insurance" is jointly guided by Ningbo Medical Insurance Bureau, Ningbo Local Financial Supervision Bureau and Ningbo Supervision Bureau of Bank of China Insurance Regulatory Commission. It aims to meet the diverse medical security needs of the people and improve the ability of medical insurance participants to cope with the high burden of medical expenses.

Tianyi Yongning Insurance was officially launched on August 1 year, 2002. The insured can participate in the insurance through the officially designated insurance platform. The insurance period ends on September 30th, and the guarantee period is 2021September1August 3rd12022. PICC P&C Insurance, CPIC Insurance, Ping An Pension, China Life Insurance, Taikang Pension, CPIC Insurance, Ping An Property Insurance, China Property Insurance, China Life Insurance and Sunshine Property Insurance are jointly underwritten by 10 insurance companies.

Product introduction:

"Tianyi Yongningbao" is a brand-new upgraded version of Ningbo Yonghuibao and Ningbo Citizen Insurance, which has the characteristics of government guidance, support for personal account payment, insurability and compensation in case of illness.

Age and household registration are not limited, and past diseases can be insured and compensated. The premium can be paid in the form of full deduction of the balance funds in the medical insurance personal account over the years, which supports online claims. The product guarantee covers malignant tumors, specific rare diseases, proton and heavy ion medical expenses, etc. And support the insured to insure up to 7 family members (including themselves, parents, spouses and children) participating in medical insurance at one time.

Insurance method:

The insured can participate in the insurance through the officially designated insurance platform. The insurance period ends on September 30th, 20021year, and the guarantee period ends on September 30th, 20021year-February 30th, 20221year. Only 139 yuan/person is needed for one year, and the insured person of Ningbo medical insurance can pay the premium in full by deducting the surplus funds of medical insurance personal account over the years.

This product includes four guarantees:

A, the highest 6.5438+0 million yuan hospitalization and special disease outpatient medical expenses at their own expense, medical insurance designated hospitals outside the scope of basic medical insurance payment, including hospitalization and special disease outpatient medical expenses at their own expense.

Second, the highest 1 10,000 yuan of malignant tumor prescriptions are guaranteed by self-funded drug expenses, prescriptions within the scope of designated hospitals in Ningbo, and designated pharmacies purchase reasonable and medically necessary malignant tumor self-funded drug expenses for the treatment of malignant tumors within the scope of Ningbo basic medical insurance.

Third, the maximum amount of drugs for specific rare diseases is 700,000 yuan, and the expenses of drugs for specific rare diseases prescribed by designated hospitals in Ningbo and purchased by designated pharmacies meet the three requirements of disease indications, usage and dosage.

Four, the highest 300 thousand yuan of proton and heavy ion medical insurance, medical institutions with proton and heavy ion therapy qualifications in Chinese mainland to receive reasonable and necessary proton and heavy ion radiotherapy costs.