How is Taishan insurance reliable?

Taishan Insurance is a provincial-managed enterprise approved by China Banking Regulatory Commission and directly managed by Shandong SASAC, which is safe and reliable. If a small partner feels that this insurance company is unreliable because he has never heard of Taishan Insurance, take a look at this popular science article and clarify the misunderstanding: Is it better for a big company or a small company to buy insurance?

The following seniors will introduce Taishan Insurance to you from the background and solvency of insurance companies.

1, the background of Bao Si

Taishan Property Insurance Co., Ltd. (Taishan Insurance for short) is the first national insurance legal person institution registered in Shandong. Its shareholders are Shandong Expressway Group, Angu Property Insurance Co., Ltd., an insurance subsidiary of Germany Angu Group, and other 10 provincial state-owned enterprises. The registered capital of the company is 2.703 billion yuan, and it was listed for business in June, 2065,438+065,438+0.

At present, Taishan Insurance has opened 13 branches in Shandong, Qingdao, Hebei, Jiangsu, Inner Mongolia, Zhejiang, Ningbo, Beijing and other provinces and cities, and its business scope includes property loss insurance, liability insurance, credit insurance and guarantee insurance, short-term health insurance and accidental injury insurance, and reinsurance business of the above businesses.

Although Taishan Insurance is relatively young, it has strong financial strength and strong shareholders, so there is no need to worry about its reliability. If there are still small partners who don't know how to evaluate an insurance company, you can read this article: What should we look at when we look at an insurance company?

2. Solvency

If an insurance company wants to be solvent, it needs to meet three standards stipulated by China Banking and Insurance Regulatory Commission: the core solvency adequacy ratio is greater than or equal to 50%; The comprehensive solvency adequacy ratio is greater than or equal to100%; The comprehensive risk level is Grade B or above.

According to the solvency report of Taishan Property Insurance Co., Ltd. in the fourth quarter of 2022, its core solvency adequacy ratio is 365,438+03.57% and its comprehensive solvency adequacy ratio is 365,438+04.83%. The latest two comprehensive risk rating results (the second quarter and the third quarter of 2022) are both Grade B..

It can be seen that Taishan Insurance is a company with solvency adequacy ratio up to standard and less operational risk, strategic risk, reputation risk and liquidity risk. As long as the claim conditions are met, Taishan Insurance will generally settle claims smoothly after the accident.

For more insurance claim information, seniors are sorting it out in this article. If necessary, you can check for yourself: What are the correct postures for insurance claims that are fast and good? No compensation!

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