Enterprises buy commercial insurance for interns, so interns don't have to pay?

Generally speaking, if an enterprise recruits interns, it will be unable to pay social security because the interns have not officially graduated, and there will be accidents or diseases, so it is necessary to buy commercial insurance to avoid various risks. Of course, generally speaking, most of the expenses are borne by enterprises, so if enterprises bear the expenses, interns don't have to pay for them personally. If the enterprise does not undertake, interns need to undertake the purchase of commercial insurance, which can be communicated clearly in advance to avoid disputes.