How many years does the medical insurance for urban workers in the seventh agricultural division need to pay?

Medical insurance for urban workers is the medical security provided for urban workers. Medical insurance for urban workers not only protects employees of state-owned enterprises and non-state-owned enterprises, but also protects employees of enterprise-managed institutions. With the deepening of the reform of basic medical insurance for employees of urban enterprises, some provinces, autonomous regions and municipalities directly under the Central Government have also included employees of administrative institutions in the basic medical insurance coverage for employees of urban enterprises. Medical insurance for urban workers is mainly composed of basic medical insurance and supplementary medical insurance.

Proportion/years of medical insurance payment for urban workers

The financing principle of the medical insurance fund for urban workers in China is: "Fixed income by expenditure, balanced income and expenditure, with a slight balance, and the medical insurance fund implements the pay-as-you-go system." At the beginning of China's medical insurance reform, individuals were required to pay 2% of the total wages, and employers paid 6% of the total wages. At present, medical insurance for urban workers in some areas of China is limited by payment conditions and beneficiary qualifications.

Introduction of policies and regulations on basic medical insurance for employees

The basic medical insurance for employees is for all employers and employees in cities and towns; Basic medical insurance system based on the principle of compulsory participation. The main contents of the basic medical insurance system for employees are:

1. The basic medical insurance for employees covers all employers in cities and towns, including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises, etc. ), organs, institutions, social organizations, private non-enterprise units and their employees. Township enterprises and their employees, owners of urban individual economic organizations and their employees should also participate in the basic medical insurance.

2. The payment method of employee's basic medical insurance is that the basic medical insurance premium is paid by both the employer and the employee. The employer's contribution rate should be controlled at about 6% of the total wages of employees, and the contribution rate of on-the-job employees is generally 2% of their wage income. Retirees don't have to pay for themselves. The specific payment ratio is determined by the overall planning areas according to the actual situation. With the development of economy, the contribution rates of employers and employees can be adjusted accordingly. The employer's contribution level is determined according to about 6% of the local total wages. At present, the national average contribution rate of employers is 7.43%, the lowest is 3%, and the higher ones are 10% and 9% respectively in Shanghai and Beijing, and the national average contribution rate is 2%.

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