How difficult is it for enterprise employees to retire at 60?

On July 20265438+2 1 day, I officially stopped paying social security. Details are as follows:

1, ideological struggle.

Some time ago, I felt very contradictory, and the news of the extension was flying all over the internet.

And I am a middle-aged man who has worked in an enterprise for many years. I have worked as a front-line worker and an office, and I have also left the enterprise for flexible employment.

Life is hard, and migrant workers know it. Everyone knows that men retire at 60.

My father worked in the enterprise all his life and retired gloriously at the age of 60. He is reluctant to leave, and the enterprise bears the pursuit of his life.

And I entered the factory under the influence of my father. Being a worker is the dependence of ordinary people's work and life.

But then the factory became a private enterprise, and the factory director became the chairman of the boss, and the requirements for us were increasing day by day.

Leaving the enterprise is also a decision to give up, because the feelings with the enterprise are still there, and giving up is because of the awakening after being overwhelmed. The outside world is wonderful. I want to go for a walk.

In the enterprise, you are willing to work, have no complaints, do whatever the boss says, give as many people as the boss pays, get along well with each other at ordinary times and pay social security.

Leaving the company to find a job for yourself may earn a little more, but it is also more risky.

Stumbling, people reach middle age, and there are still more than ten years before they retire at the age of 60. Fortunately, there is still hope.

I may be able to endure to the age of 60, even if I grit my teeth, I will try my best to "persevere in the end is victory."

But I really won't live to be 65. It's even harder to be 60, and it's already a shopping trip after knowing that I can't. 65, don't say it's over, it won't last long.

Apart from "fixed" enterprises, how many private enterprises can take in a 60-year-old man (old lady) to work there?

2, helpless choice.

In the lobby of the street service center, I had a conversation with the staff, and their thoughts were not on the same track as ours.

My idea is:

Social security for 15 years is enough. After all, retirement in the future is too far away. Social security of 1,000 yuan per month is not only a pressure, but also a burden. Moreover, the retirement age is too variable. It may be 65 now, and it will be several years before I can be in line with foreign countries in the 1970s before I can retire. It means nothing to me.

I have paid 18 years, that's enough. If medical insurance is not enough, it will be changed from employee insurance to urban and rural residents insurance. The medical insurance for employees is more than 400 per month, and that for urban and rural areas is more than 100 per month.

By doing so, my stress will be relieved.

Employee thinking:

Pay more, get more, this is the most correct. Pay more today and get more tomorrow.

Squeezing out a little money to pay social security every month will not cause stress in life. Whether you pay 60 or 65, the longer you pay, the more secure you will be in your later years.

A middle-aged man should be responsible for his future and pay social security in full and on time. Is to be responsible for your own best.

Don't think about being in tune with others at 60 or 65, even if you are in foreign countries, it is the general trend, and you can't go wrong with following the trend.

After the conversation, I chose to stop paying, and the medical insurance chose urban and rural residents.

Walking out of the business hall, I sighed in my heart, and I was deeply touched by one sentence: a full man doesn't know if a hungry man is hungry.

It is as difficult to run a 50-kilometer marathon at the age of 60, while at the age of 65, it is a triathlon, and more than 70 belong to Goldbach's conjecture.

Compared with institutions, it is very difficult to retire at the age of 60 in enterprises. The difficulty index is four stars.

Hello, everyone, I am a social security expert. How difficult is it for enterprise employees to retire at 60?

For enterprise employees, male employees retire at the age of 60 and female employees retire at the age of 50. Female cadres retire at 55.

In fact, if you can work in an enterprise until you are 60 years old, it is very difficult. Because enterprises, especially private enterprises, have relatively high liquidity. Many people quit after two or three years.

For the elderly, it is even more difficult to say that 60 is over 35, and if you go to work in an enterprise again. Because many people over the age of 35 will not confess.

Private enterprises are highly mobile and age-discriminatory. If you can work until you retire at the age of 60, then this is almost a minority.

Of course, what we are talking about here are ordinary enterprise employees. If you are a skilled worker or a senior mechanic in an enterprise, the older you get, the more popular you will be. With a skill in hand, you can retire more easily.

Especially compared with government agencies, institutions and state-owned enterprises, civil servants, staff of institutions and employees of state-owned enterprises are more likely to survive until they retire at the age of 60.

Because these iron rice bowls have stable jobs. Although the state allows civil servants to retire early after 30 years of work, almost no civil servants voluntarily retire early. This also shows that it is relatively easy to work in government institutions until retirement.

Especially the elderly, have actually retired to the second line, and their main job is young civil servants. Many elderly civil servants often wait for retirement.

Difficult, really difficult.

My wife works in a factory and does manual labor. In the machining workshop, my back aches and my legs ache every day. But this workshop is not the most tiring in the whole factory. The most tiring thing is the foundry, where the iron bread is melted by the melting furnace and then poured into the model to form a specific shape.

At the beginning of this year, an old foundry worker was going to retire, and the benefits of the enterprise were not good. He has been in arrears with the old-age insurance, so he has to retire and make up for it at one time, and then the unit will reimburse him for the part that should be borne by the factory.

He has three daughters and no son. At first, I said I wouldn't apply for retirement, and I gave my money to three girls to support them. Later, I said that I would make up the old-age insurance, and I would definitely get a pension every month, and the pension could be increased every year. Finally, he made up all the pensions.

Then, suddenly there was something wrong with my body. He likes drinking, and men who do heavy manual work basically like drinking, so that they can sleep soundly. When he arrived at the hospital, the doctor asked him to go to a big hospital for examination. When he arrived at the hospital in Tianjin, the doctor told him that he was all right, then stopped his wife and explained that the man was hopeless. Eat whatever you should at home.

Then they came back and said that it seems to be a complicated procedure to apply for pension insurance.

Two months later, I don't know if the pension insurance I paid has been refunded. He has already left.

Hello, I have been doing human resource management in the company for more than ten years, and I have changed several companies during this period. As for whether enterprise employees can live to retire at the age of 60, if they are formal employees of state-owned enterprises and institutions, the probability of living to retire is very high. Even if state-owned enterprises are laid off or closed down, there will always be proper resettlement and related expenses! For private enterprises, it's really hard to say! Since retirement at the age of 60 is aimed at male employees, let's talk about how difficult it is for workers in private enterprises to survive to the age of 60! As we all know, 73 and 84 years old are two hurdles in a person's life! Then in private enterprises, there are actually several hurdles that make it difficult for us to retire! Of course, if it is management, it is not included, mainly for front-line workers and ordinary office workers!

Suppose we start working at the age of 20 and work for 40 years at the age of 60! If they are female employees, there are many people who retire at the age of 50 in private enterprises! Because women are 50 years old, both physically and physiologically, they are still very good! But male employees are hard to say!

First, we can hardly escape the life span of private enterprises! For the life span of private enterprises, we borrow the data from official website: the average life span of private enterprises in China is only 3.7 years, and that of small and medium-sized enterprises is only 2.5 years. Of course, this is only an average value, because there are too many impact data of leather bag companies. In fact, only a few companies can survive 10 years. Although we have seen that big companies like BAT have been operating for so many years, many small and medium-sized enterprises like these companies have collapsed for so many years!

In other words, we may work in a company for ten years, and we will encounter the problem of company closure and dissolution, which will force us to find a new job at this time. If you are old, it will be even harder! This hurdle is really helpless!

Second, it is difficult for us to cross the 35-year-old hurdle by eating young! Of course, 35 years old is a representative statement, mainly because many companies have indicated that they should not be better than 35 years old in the recruitment of some positions, so it is well known. For company bosses, they think that 35 years old is a watershed in a person's personality thinking. May be under 35 years old, relatively easy to cultivate, easy to change, good mental state, there are not many other influencing factors, but after 35 years old, family factors, physical factors, personality factors and so on. It may affect work, especially personality. Once people are old, they are easy to be stubborn, their adaptability is reduced, and the company is difficult to manage.

The boss of private enterprises is very realistic, because private enterprises support themselves by themselves. If employees can't bring the greatest value to the enterprise, then many people can't pass this hurdle! Therefore, the average person who changes jobs before the age of 35 may get better and better, and after the age of 35, it will get worse.

Third, I can't get through my heart, because most old employees will "commit"! We have been in a company for a long time and become old employees, or we may become "slick hands". At this time, we are not satisfied with the company. We will say that the company is not standardized and unreasonable, that this person has any ability, that is, he is close to the leader, and that he knows nothing and is bossing around.

Anyway, I always think that the outside company is better than my own company, and I also think that I have strong ability. I think it is a loss for the company to leave me! I got stuck in it for a long time and finally really resigned! When I went out, I found that my old company was the best job I could find!

Fourth, the more you can't cross the threshold of 50 and 55! To tell the truth, even if female employees are 60 years old, most of them may do well! However, once a man is over 50 years old, his appearance and figure decline very quickly (of course, those who have good living habits and exercise regularly are not excluded), especially now, when he eats meat and doesn't exercise, he will become a little old man in minutes. If this is not a special professional skill, but an ordinary worker, then the company will definitely find a way to let you leave! After all, there are many young workers outside! If you are in poor health, risky and stubborn, the company will not listen! So many people are easily fired before this age! At this time, once you are fired, it is basically difficult to go out and find a job, even if the job you find is not very formal!

Therefore, as a male employee, we must buy more old-age care while we are young and pay social security as soon as possible 15 years or more; The other is to save more money, and don't feel that you have children to raise! Moreover, your body, don't think that the living conditions are good, just eat greasy things like pig's feet and pig's head meat, drink beer casually, exercise and eat healthily! Although it is difficult to retire, it is a trivial matter. Don't have problems before retirement, that's the real difficulty! If you don't tell your family, you will suffer the most!

Without some perseverance, I can't pass the enterprise retirement. I work in a factory in Liaocheng, which is called a national super-large enterprise that manufactures agricultural vehicles. Go to work less than 7: 30 in the morning, eat at 7: 30 in the afternoon and only have 40 minutes at noon. The salary is about 3,000. I have to say it is a prosperous season. Every day, I am like an injured robot, working and trying.

I remember that the company once conducted a survey: who didn't want to retire early, and the result was that one person disagreed. That person is a female section chief. But in the end, she reluctantly retired in a number of internal retirements, because although she is a section chief, she belongs to the kind of work-for-relief, and retirement is calculated according to the age of workers.

This is a digression before the text begins.

If a new worker can retire, it is estimated that it is really "turning over the serf to sing."

At present, some enterprises, especially those with poor efficiency, have fewer people and more things, and it is not uncommon for workers to work 30 days a month. However, the company only reported him 2 1.5 days when applying for attendance. It is said that this kind of report can circumvent the labor law.

In such a labor-intensive enterprise, I have been doing this for more than 30 years. And I haven't got the salary according to seniority, and I can get up to 3000 yuan a month.

After 50 years old, physical strength naturally declines, but in the case of people living less and living more, they have to challenge their limits and all the impossibilities with explosive power and endurance.

Who doesn't want to retire in this state?

If it is a special type of work, it is lucky to return it within a lucky time; If it is not a special type of work, but the work is not light and I have no luck to catch up with it, I will not retire until I am 60 years old. It was a long day.

Lao Li is 53 years old. Because it is not a special type of work, he still has seven years to retire. What will happen to the unit in these seven years? But it is this short seven years that makes @ Lao Li feel embarrassed.

If I am lucky enough to catch up with the delayed retirement, it will really be endless.

At work, I sometimes see some colleagues who died before they retired.

Therefore, as workers, especially male workers, it is also a helpless luck and victory to retire at the age of 60.

Don't say anything, just keep your feet on the ground.

I am 57 years old, with third-degree limb disability and bilateral femoral head necrosis. Call in sick and say I'm unqualified. I used to do odd jobs, but now my health has reached a state where no one has hired me to work. According to national regulations, I still have three years to retire. If I can really be proud of these three years, then my body will be crossed and there will be no happiness in my old age. I hope the country can consider the difficulties of people like us.

Some workers can live beyond 70 when they retire at the age of 60, but a large number of workers will not live for many years after they retire at the age of 60 because of their long-term exposure to some harmful pollutants due to their work intensity or working environment. When you don't work as a worker, the workers have to pay physical hardships and be mentally suppressed by the managers above. This is a double pain. Therefore, it is good to be a worker until retirement.

It is very difficult for the most difficult workers to retire at the age of 60. There are two simple reasons:

The first is the nature of the organization.

We often say that public works workers are "golden rice bowls" in order to ensure that public works workers do not engage in personal attachment and they can better serve the people. Compared with public works workers' organizations, it is similar. In order to better ensure that they are engaged in public affairs, we can call it an "iron rice bowl". On the other hand, enterprises are profit-oriented economic organizations. If it is a semi-enterprise and semi-administrative state-owned enterprise, the wages and benefits are high, the life is better, and the job is still guaranteed. At least there are iron rice bowls and aluminum rice bowls with gold lettering next to them. If it is a mixed-ownership enterprise or a purely private enterprise, the nature of profit-seeking is obvious. I can't wait for the golden signboard at the door to tell you clearly that time is money, efficiency is life, and implementation is a competitive mechanism that can enter and exit, can go up and down, and be eliminated last. Not to mention that unscrupulous businessmen always use probationary employees to reduce labor costs, even if you sign a labor contract, it should be calculated on an annual basis. In short, it is a question whether an enterprise can last for a long time. Even if an enterprise can last for a long time, it is difficult for you to stay in an enterprise until you retire! As for wanting to change units until retirement, it is even more difficult. Let's go on to say why.

The second is the value of workers.

Students who have just left school are young and capable, new to the workplace, obedient and have low bargaining power, which is very popular among enterprises. But if you are doing something, you will be promoted. If you want to get a raise, the cost for enterprises to use you will be higher and higher. Theoretically, you can sign an open-ended contract after ten years of service. However, with your longer service and higher salary, the cost of employing people in enterprises is also higher and higher. Therefore, if you are a business owner, you are also willing to use obedient newcomers with less money. Therefore, even if you sign an open-ended contract, enterprises always want to lay off old employees when they want to reduce labor costs. There are many ways for enterprises to let you go. When I was young, I was better. I didn't leave my grandfather here, I just left my place and changed my career. But with the growth of age, there is no advantage in finding a job. When you are 40 or 50 years old, you haven't mixed some resources. If you only rely on job advertisements, there is basically no way out.

Here, I want to talk about my views on delaying retirement. If I were Kangxi, I would not only want to retire, but also want to borrow Heaven for another 500 years. If I am a public works worker with real power, I am also willing to serve the people until the last moment of my life. Even if I am a professor in a public institution, I am willing to contribute to the world of peaches and plums for another ten or eight years as long as my body allows.

But I am in a pure enterprise, how long can the enterprise live? I don't know. Even if the enterprise can really live into a century-old shop, in this process, if its benefits are not good, would you like to go or stay? If it has good benefits, it always thinks of better benefits, such as layoffs. Take men for example. You escaped the first dial at 30, the second dial at 40, and the third dial at 50. Generally speaking, you can't, because if you stay in an enterprise until you are 55 years old, you can't be dismissed according to the provisions of the labor law, so before you are 55 years old, Cui Jian would have been singing "Xie" to you and even thought about retiring. How can it be so good!

It can be clearly said. . . Very difficult.

Enterprise workers are generally people with low education level, and the work they do is also a first-line technical type of work. This kind of work is very hard, especially in manufacturing enterprises. This kind of front-line workers work very hard.

For example, front-line workers in the shipbuilding industry, such as locksmiths and turners, have a very strong working environment and intensity, earn hard money, and people are particularly prone to aging, which is very different from their peers. After all, it has something to do with the working environment and hard work.

People of the older generation say that the word "I" is not in the forefront, which means that it is difficult for workers to make big money. The money earned all year round can only ensure that the daily expenses at home are already very good, let alone save money.

Workers who work in enterprises, such as locksmiths and shipbuilders, usually work on ships for a long time, and summer is simply a torment for locksmiths. The ship's cabin is closed, the space is narrow, and there are many cross operations. You do your homework, and they have to catch up with the construction period. The pace of your work is breathless. Coupled with the high temperature in summer, basic clothes are soaked as soon as they enter the cabin. . .

Shipyard assemblers are generally responsible for the installation, positioning and debugging of new ship equipment. The ship's equipment consists of main engine, gear box and shafting propeller. When the generator starts, the sound is particularly harsh, so the working environment of shipyard locksmiths is poor and the working procedures are complicated. Retirement at 60 is quite difficult.

Enterprise workers are quite strange to young people today, because they can't engage in these industries of their parents at all, and the actual work intensity and environment of this industry make them daunting.

For workers who are still working in enterprises, most of them are elderly people. Because of their age and family, most of them dare not leave their present jobs, but the hardships of work often torment their will. Coupled with long-term hard work, many people have fallen into one kind or another of occupational diseases. But what can these do? Life has to go on. If you don't go to work, you won't have food. Waiting until retirement is the greatest wish of workers in these enterprises.