Cheng' an County, Hebei Province: Talents are not subject to policy restrictions when purchasing commercial housing for their own use, with a maximum subsidy of 8, yuan.

On September 11th, The Paper learned from the Propaganda Department of Cheng 'an County, Handan City, Hebei Province that Cheng 'an County recently issued Ten Policies and Measures on Supporting the Benign Cycle and Healthy Development of the Real Estate Industry.

First, coordinate epidemic prevention and control and support the demand for reasonable house purchase. During the epidemic prevention and control period, real estate development enterprises and real estate brokerage agencies are actively encouraged to build trading platforms, do a good job in clearly marking online houses and publicizing "one room, one price", provide online remote house viewing, inquiry negotiation and other services for buyers, and adopt electronic signature technology to sign online housing sales contracts to provide convenient conditions for buyers. For real estate agencies with good sales of first-hand houses, the government gives subsidies such as rent, water and electricity, and the implementation time limit is tentatively set at the end of 222.

the second is to optimize the channels for raising resettlement houses and affordable rental housing. Combined with the actual situation in Cheng 'an County, actively revitalize the stock market. If the real estate development enterprises have a large inventory of commercial housing, they can apply to the government to convert it into affordable rental housing or use the stock of commercial housing land as resettlement housing for the transformation of urban villages. The resettled people are allowed to choose independently among monetized resettlement, off-site physical resettlement and resettlement.

the third is to fully guarantee the reasonable housing demand of imported talents. The imported high-level talents come to Cheng 'an County to start businesses and buy commercial housing for their own use, which is not restricted by the housing policy. The housing registration department gives priority to housing registration, and solves the problem of rent-free apartment housing for experts, giving 8, yuan for doctors and 5, yuan for masters respectively. Those who apply for public rental housing are not subject to conditions such as income, years of social security and years of residence permit.

the fourth is to meet the reasonable capital demand of real estate. Implement the minimum down payment ratio of the first set of commercial personal housing loans in the region and the lower limit of the interest rate of the first set of commercial personal housing loans for the same term loan market quotation rate minus 2 basis points, so as to meet the people's normal housing demand; Guide financial institutions to reduce the actual weighted average interest rate of individual housing loans by 3 basis points to reduce the economic pressure on buyers; Guide financial institutions to seize the favorable opportunity of policy adjustment and increase the investment of personal housing loans. At the same time, guide financial institutions to meet the reasonable financing needs of real estate enterprises in terms of new real estate development loans and loan extension, further increase the total amount of real estate loans, and strive to increase the total amount of real estate loans by the end of 222 compared with the end of June.

Fifth, the individual housing and consumer loans affected by the epidemic have been postponed to repay the principal and interest. For people who are hospitalized or isolated due to infection in COVID-19, who are isolated and observed by the epidemic situation or who have lost their sources of income, financial institutions can flexibly adjust the repayment plan by reasonably delaying the repayment time, extending the loan term and delaying the repayment of the principal. For deferred loans, adhere to the substantive risk judgment, do not downgrade the loan risk classification due to epidemic factors alone, do not affect the credit record, and waive the penalty interest.

the sixth is to implement the phased support policy for housing provident fund. Enterprises affected by the epidemic can apply for holdover of housing provident fund in accordance with the regulations, and pay back after the expiration. During this period, paid-in employees will normally withdraw and apply for housing provident fund loans, which will not be affected by deferred payment. The implementation time limit is tentatively set at the end of 222. If the depositor affected by the epidemic cannot repay the housing provident fund loan normally, it will not be overdue and will not be submitted to the credit information department as an overdue record.

the seventh is to adjust the image progress requirements of the pre-sale permit for commercial housing. For real estate development projects that have obtained construction permits, if the progress of the pre-sale image of a single building reaches plus or minus zero, you can apply for a pre-sale permit, and the implementation time is tentatively set at the end of 222.

eight is to optimize the supervision measures of real estate development funds. For the supervision of pre-sale funds for newly-built commercial housing, a node of "Half Completion of Secondary Structure" is added between the two nodes of capping the main structure and completion of the secondary structure, and the node audit standard is half completion of the secondary structure. The cumulative amount of funds applied for by the node shall not exceed 7% of the key supervision funds, and the implementation time limit is tentatively set at the end of 222. For newly started real estate projects this year, the capital of real estate development projects will be suspended until the end of the year.

nine is to support the development of green buildings with green financial policies. For green building projects such as ultra-low energy consumption buildings, star-rated green buildings, building renewable energy applications, prefabricated buildings and energy-saving and green transformation of existing buildings that meet the scope of green finance support, the project evaluation time will be advanced to solve the problem that the evaluation time of green buildings does not match the financing needs of the projects, and support the projects to enjoy green financial policies such as credit line, credit scale and interest rate pricing in time. At the same time, the development unit can enjoy the national support policy for the construction of ultra-low energy consumption green buildings.

ten is to implement the system of "handing over the house and handing over the certificate". Promote the integration of surveying and mapping, acceptance and real estate registration processes. Strengthen daily supervision, adopt the method of sub-item acceptance, promote the new development project to stipulate that the certificate will be handed over immediately in the pre-sale of commercial housing, and realize the acquisition of the immovable property certificate when the new commercial housing is handed over. In the same batch of development projects, if the first batch of centralized delivery of newly-built commercial housing reaches more than 5%, the development enterprises will be given pre-sale supervision funds and credit bonus support.