Can the bank card still be used after death?

Bank cards can still be used after death.

1. After the death of a bank card holder, his/her legal heir can report the loss of his/her password with his/her valid certificate, the legal heir certificate issued by the notary office and the death certificate, and he/she can reset his/her password after 3-5 days.

2. If there is no clear legal heir, according to the order of spouse, children and parents, you can report the loss of the password first and reset the password after 3- 5 days.

3. Need spouse, children, parents, password reset business, household registration book and ID card. And the death certificate of the bank card holder.

Extended data:

Article 40 of the Regulations on Savings Management: Disputes over the ownership of savings deposits involving transfer or payment procedures shall be handled with caution.

(1) After the depositor dies, in order to prove his identity and have the right to withdraw the deposit, the legal heir shall apply to the notary office where the savings institution is located (if there is no notary office, apply to the county or municipal people's court-the same below) for an inheritance certificate, and the savings institution shall handle the transfer or payment procedures accordingly. When there is a dispute over the right to deposit inheritance, the people's court shall make a judgment. Savings institutions shall handle the transfer or payment procedures with the judgment, ruling or conciliation statement of the people's court.

(2) The depositor dies, but the holder of the certificate of deposit has not explained the inheritance process to the savings institution, nor has he directly withdrawn or transferred the deposit to the savings institution before the depositor's life with the judgment of the court where the deposit is located. Savings institutions are regarded as normal withdrawals or transfers, and savings institutions are not responsible for disputes over deposit inheritance caused afterwards.

(3) Overseas Chinese, compatriots from Hong Kong, Macao and Taiwan and other deposits in domestic savings institutions or deposits entrusted to banks, where the original depositor dies and his legal heir is in China, shall apply to the notary office where the savings institution is located for inheritance certificate on the strength of the original depositor's death certificate, and the savings institution shall handle the deposit transfer or payment procedures accordingly.

(4) For foreign citizens (including stateless persons) who have settled in China, the transfer or withdrawal procedures of their deposits in savings institutions in China are the same as those of China citizens, and shall be handled in accordance with the above provisions. Foreigners who have concluded bilateral consular agreements with China shall be handled according to the specific provisions of the agreement.

(5) If the heir is abroad, he may apply to the notary office of our country for the certificate of inheritance with the death certificate of the original depositor and the certificate of relatives certified by the Chinese embassy or consulate in that country, and the savings institution shall handle the transfer or payment procedures of the deposit. If the country where the heir is located is a foreign exchange forbidden country, and it is difficult to handle it according to the above provisions, local overseas Chinese delegations, friendly societies, patriotic overseas Chinese leaders and friendly people can provide proof, and after being certified by the Chinese embassy or consulate in the host country, they can apply to the notary office of our country for inheritance certificate, and the savings institution will handle the transfer or payment procedures accordingly. If the country where the heir is located has not established diplomatic relations with China, it should be treated according to special circumstances. Whether the deposits inherited by heirs living abroad from domestic savings institutions can be remitted abroad shall be handled in accordance with the relevant provisions of China's foreign exchange control regulations.

(6) After the depositor dies, if there is no legal heir and no will, the employee deposits of enterprises, institutions, state organs and mass organizations owned by the whole people shall be turned over to the state treasury and nationalized in accordance with the provisions of the financial department. Employees of enterprises and institutions under collective ownership can be converted into collective ownership. Such deposits turned over to the state treasury or turned into collective ownership shall not be subject to interest.

References:

Baidu Encyclopedia-Regulations on Savings Management