The hottest job in the bank

The most sought-after position in the bank

What is the most sought-after position in the bank? Every year when the school recruits, many graduates attend the job fair of the bank, hoping to get into the bank. Many people think that banks have decent jobs and good benefits. The following are the most popular positions in the bank.

The most sought-after position in banks is 1 1, a technical information position.

In the process of digital transformation of banks to the Internet, technical information posts are a good choice, such as product managers, architects, managers, developers and so on. In the Internet industry, technical information talents have always been known for their high salaries and high work intensity, but in other industries, the work intensity depends on the needs of the industry. Partners who have concerns in this area need to measure themselves ~

2. Risk management positions

Due to the chaos in the financial market, in recent years, China Banking and Insurance Regulatory Commission has paid more attention to risk management. If you want to engage in banking, you can also consider this position. However, the risk management post requires high theoretical basis and practical operation, so it is not easy to become a risk management talent.

Tip: You also need to choose your job according to your own personality and strengths. First, you should have a clear understanding of yourself, and the position that suits you is the best ~

Introduction to bank work

1, teller class

This position has a large number of bank recruits and many categories, including cash teller, ordinary teller, comprehensive teller and floor teller.

Teller is also a basic position. Many people need to start as a teller before entering the bank, and then be promoted step by step.

2. Manager

Including account managers, product managers, etc. , is one of the choices for some tellers to be promoted. The salary will be better than that of a teller, but the work intensity and pressure will be greater.

3. Others

There are also positions in risk control, science and technology, and some logistics personnel. Risk control and technology have been introduced above, so I won't repeat them here. Other industries also set up logistics posts, and similarly, the recruitment requirements will be reduced accordingly.

The most sought-after position in banks 2 1, bank teller category.

Job responsibilities: Generally speaking, it refers to bank employees who are in direct contact with customers at the bank counter. The front desk teller is responsible for the counter business operation, inquiry and consultation directly facing customers. The back-office teller is responsible for customer-oriented bill exchange, internal accounting, review, confirmation and authorization of the front-office business.

Job Personality Requirements: It is best for candidates to highlight their earnest and meticulous work, good customer service awareness, good communication skills and serious work attitude.

2. Customer marketing category

Responsibilities: The account manager is mainly a bridge between banks and customers, mainly to explore potential customers of companies and individuals, maintain customer relationships, market various financial products and services, meet customer needs and expand market share. Individual account managers mainly carry out personal-oriented financial business, while corporate account managers mainly carry out corporate-oriented financial business.

Job Personality Requirements: Candidates need to focus on personal good marketing ability, planning and market research ability, keen market insight ability, pioneering ability, strong communication ability, project execution ability and good service consciousness.

3. Product Support Class

Job responsibilities: analyze customer and market demand, design financial products and service plans, formulate and carry out marketing activities, and provide support and help to sales staff.

Job personality requirements: candidates should highlight good analytical ability, overall design ability, ability to understand and control financial products, activity planning ability, publicity and promotion ability, brand building ability, teamwork ability, interpersonal communication and interaction ability.

4. Risk control categories

Responsibilities: prevent and control credit risk, market risk and operational risk, monitor risk indicators, control operational risk and implement comprehensive risk management requirements.

Job personality requirements: candidates should highlight the professional level of risk management, strong ability to foresee risks, project execution ability and patient and meticulous work attitude.

5. Information technology

Responsibilities: Develop and test application software, install and maintain hardware systems, ensure the security and stability of information systems, and support business development needs.

Job personality requirements: candidates should highlight strong computer professional level, good development ability, innovation ability, communication ability and teamwork ability.

The most sought-after position in the bank 3 1. What kind of position is a comprehensive teller?

General teller is the most basic and common position in banks, and 90% of new employees start from the general teller position. The work mainly includes receiving customers, handling currency settlement business and cash business, authorization and management. Tellers are required to have management ability, high professional level, affinity and strong service consciousness. After a period of training, the bank will leave the right person at the counter and transfer the unsuitable person to other positions according to business needs and personal characteristics.

2. What is the position of the lobby manager?

The bank lobby manager is the first line of contact between customers and banks. His main responsibility is to provide services for customers who handle deposits and withdrawals and loans, and to maintain the order in the lobby. The lobby manager's job is not only to help customers fill in some information or provide them with some consulting services, but also to symbolize the image of the bank, so it can be said that it is a post with many tasks and heavy responsibilities.

3. What is the position of the account manager?

The bank account manager can be said to be the bridge between the bank and the customer, whose job is mainly to take the customer as the center, handle the intermediate business of customers' deposits and loans, and be responsible for maintaining the customer relationship. But to be an excellent bank account manager, you must have strong public relations ability, systematic marketing strategy and strong service consciousness, and be able to actively mobilize the resources of commercial banks to provide all-round and integrated services to customers.

4. What kind of position is the operation support post?

Many students in the operation support post will define it as a teller, but in fact it is not entirely the case. Although there is a lot of overlapping work with tellers, in many cases, the main business of bank tellers is operational support, including IT, HR, administration and so on. From the perspective of banking business, operational support is used as a backup for business operations. So it's not just front desk work, but also some middle and back office business.

5. What kind of post is the marketing expansion post?

The post of bank marketing expansion focuses on the words "marketing" and "expansion". Not only do we need to dig deep into customers and conduct product marketing through close communication with customers, but we also need employees to actively expand and go out of the cage in the bank lobby to open up the blue ocean market. Therefore, expanding marketing positions requires employees to have good interpersonal communication skills and pioneering spirit.

6. What kind of post is the science and technology post?

Responsible for the planning, system development and management of information technology systems of the whole bank, and provide technical support for the development of various businesses. Responsible for the operation and maintenance of business systems, management information systems and other IT support systems of the whole bank to ensure the effective and safe operation of IT systems.

7. What is the position of the electronic banking department?

The e-banking department is responsible for planning and designing the e-banking system of the whole bank, promoting the construction of e-banking, managing and maintaining the e-banking system, and providing electronic channel support for business development.

8. What kind of position is the office?

Responsible for managing the official documents of the whole bank, coordinating the reporting and handling of major issues, handling the administrative secretary of the head office, receiving the meetings of the head office, carrying out and reporting the publicity and outreach work and social responsibilities within the bank, and supporting the President in maintaining the relationship between the government and supervision.

9. What is the position of the Risk Assets Department?

Responsible for risk control and management of credit assets, investments and other assets of the whole bank. Formulate bank-wide asset risk control and management policies, classify and monitor asset quality, organize the collection and transformation of non-performing assets, and be responsible for bank-wide creditor's rights management and write-off of bad debts.

10. What is the position of the international business department?

Responsible for the management of the international business system of the whole bank; Responsible for the management of international settlement and external financing business; Establish and develop foreign correspondent bank relations; Establish and manage overseas institutions and joint ventures of the Bank; Responsible for the operation and management of the exchange fund business; Manage the foreign affairs of the whole bank.

1 1. What is the position of the Ministry of Justice?

Responsible for the comprehensive management of legal affairs, provide legal support and services for the operation and management activities of the whole bank, and protect the legitimate rights and interests of the Development Bank.

12. What is the positioning of the credit card center?

Responsible for product development, market expansion and risk control of credit card business of the whole bank. Promote the development of credit card business of the whole bank and contribute profits to the bank. Departments are generally relatively independent and have their own recruitment rights for financial and accounting personnel.

13. What is the position of the management trainee?

Management trainee is not a post, but a way to cultivate talents. Compared with other schools, students majoring in bank management mainly have two years' rotation experience in branches and sub-branches, and most of them stay in each position for two to three months.

General rotation starts with lobby manager, teller and account manager. The significance of management rotation lies in understanding the operation of commercial banks from a more comprehensive perspective, and finally making posts according to personal circumstances or personal applications. There are also some differences in the training methods of Guan Peisheng in different banks. In the bank, Guan Peisheng is an important group, so he will be given more opportunities according to his personal development, so that he may better adapt to the later management positions.