What does the People's Bank of China take in the written essay of the recruitment examination?

The People's Bank of China's essay questions mainly come from the hot spots in the financial field, such as dredging the transmission mechanism of monetary policy, which is the hot spot among the hot spots. It can be seen that the content of the examination is not an uncommon knowledge point, but the work content that the central bank has recently focused on.

skills for answering essay questions of the People's Bank of China

First, read more. Some students often lament that they don't know the hot spots, so they need to browse and study the articles of official website and WeChat official account of the People's Bank of China on weekdays, pay more attention to the trends in the economic and financial fields, and accumulate hot spots continuously, supplemented by surprise before the exam, so that they can have something to say in the examination room. Second, you should recite more. At the beginning, we are likely to encounter situations where we have no ideas. At this time, we can start with the answers, extract and recite the standard and valuable words in the answers, and apply them to our own answers. Third, write more. It's easier said than done, and it's only when you write that you know the gap. It's too shallow to get it on paper, so don't bother. Just like writing a composition when you were a student, take a pen and write it. When doing test paper exercises, don't skip the essay questions, but practice formally to see if you have something to say, speak brilliantly and control your time properly.

People's Bank of China's essay topic

Topic: Since 218, the State Council Financial Stability and Development Committee, People's Bank of China, China Banking and Insurance Regulatory Commission and other departments have proposed to "unblock the monetary policy transmission mechanism". Please start from the theory of monetary policy transmission mechanism and combine the current situation of China's monetary policy transmission mechanism to put forward relevant policy suggestions.

Key points to answer:

1. Theory of monetary policy transmission mechanism. The process of monetary policy can be roughly divided into the following three steps: the first step directly affects the operational objectives of monetary policy; The second step is that the change of operational objectives affects the intermediary objectives of monetary policy; The third step is that the change of intermediary target affects the real economy, thus achieving the ultimate goal of monetary policy.

second, the current situation of China's monetary policy transmission mechanism. In the context of China's current economic downturn, the central bank has moderately adjusted the operation of monetary policy, which has enhanced the liquidity of the entire banking industry and started to lower short-term interest rates, but it still faces the dilemma of financing difficulties for private and small and medium-sized enterprises. It is generally believed that this is caused by the blocked transmission of monetary policy. China is faced with three problems: economic cycle downturn, spillover effect of deleveraging measures and non-neutral competition system between state-owned enterprises and private enterprises, which are the main reasons for the blocked transmission.

iii. relevant policy suggestions. In the short term, it is necessary to adjust the subtle relationship between steady growth and risk prevention, reduce the risk weight of green assets, etc. At the same time, it is difficult to raise funds, and it is necessary for multiple departments to work together to solve the weak links through targeted cuts to required reserve ratios, refinancing, guarantee and expanding the scope of qualified collateral. In the long run, we should start with the establishment of effective monetary policy transmission mechanism and operational tools, the establishment of specialized monetary policy decision-making mechanism, and the improvement of monetary policy communication ability.

that's all the answers to the written essay questions of the people's bank of China recruitment examination.