What does a financial sales loan do?

Does Nanjing financial loan sales make money?

Does Nanjing financial loan sales make money? Let me answer this question. Nanjing earns money by selling financial loans.

What is financial sales for?

Financial sales sell financial products, market customers, maintain customers and create income.

Financial sales are usually mainly responsible for providing customers with loan consultation and service, customer reception and business negotiation with the help of the company's information platform and telephone communication, customizing loan consultants for customers and promoting cooperation, post-loan service and customer maintenance.

At the same time, analyze the characteristics of customers' assets and cash flow, guide customers to formulate and adjust cash management plans, provide financial information analysis and consulting services, guide customers to contact financial institutions such as banks, and help solve the problem of information asymmetry.

job requirement

Good communication skills, strong customer service awareness, adaptability and negotiation skills;

Sales experience in sales industry, securities, loans and other financial related fields is preferred;

High school education or above, excellent students can relax their education appropriately.

How about financial sales salary? Can you do it?

The national average salary of financial sales is 12.4 K, which is 43.2% higher than the national average salary of 8.6K Among them, the salary of 10K- 15K accounts for the most, reaching 3 1.2%.

Well done, everything is difficult at the beginning! It's really difficult when you don't have contacts at first and your professional level is not enough. But after a few months, you will master effective promotion channels, professional sales skills and other sales skills, and your performance will be significantly improved. At the same time, we can develop more customers by establishing good relationships with customers and their recommendations. Therefore, the first few months are crucial. Once you have a firm foothold, the road ahead will be easy.

There are two kinds of financial sales, one is called institutional sales and the other is called personal sales. The docking of institutional sales with financial institutions or large enterprises requires higher professional level of sales personnel, and the number of people in market demand is generally small. Sales staff are mostly individuals, and the sales target is ordinary individuals. They usually recommend people to buy financial products through internet, telephone and other channels, such as wealth management products, stocks, futures, foreign exchange and spot.

Expansion: Financial Marketing

Financial marketing refers to "a social behavior process in which financial enterprises provide financial products and services to customers and realize the interests of financial enterprises in the process of satisfying customers' needs and desires." "

The Development Course of Financial Marketing

(1) The embryonic stage of financial marketing-from the late 1950s to the 1960s, the development of marketing in the field of financial services was very slow. Although some banks began to adopt advertising and other marketing methods, they did not fully realize the important role of marketing in the whole enterprise operation. (2) The development stage of financial marketing-in 1970s and 1980s, the characteristics of western financial marketing in this period changed from simple marketing means to extensive use of marketing ideas, and market segmentation and enterprise positioning were the focus of financial enterprise research.

(3) The mature stage of financial marketing-Since 1990s, some new features have appeared in financial marketing in western countries. The focus of financial marketing research began to shift from banks to other financial institutions, and the core of financial marketing research shifted from strategy to relationship.

The main characteristics of financial marketing

(1) From the position of financial institutions as the main body of financial marketing, financial enterprises, as providers of financial services, should not only develop different financial products and services according to the needs of different investors in fund-raising activities; It is also necessary to develop and provide different financial products and services for different customers in capital utilization activities to meet the requirements of capital demanders and ensure the efficiency and quality of capital utilization. In addition, it is necessary to give full play to its position and role as a trading intermediary and actively provide various intermediary services for customers.

(2) From the perspective of consumers of financial services, the object of financial marketing, with the development of economic integration and financial liberalization, the financial market is becoming more and more mature, and all-round, multi-functional and multi-channel financing and transaction settlement are possible, which also makes the number of financial consumers participating in financial activities increase day by day, the composition is more and more complicated, and the requirements for the quality of financial services are getting higher and higher.

(3) From the purpose and requirements of financial marketing, maximizing income has become the main purpose for enterprises to provide financial services. As the provision of financial services and the consumption of services are often synchronized, it requires financial enterprises to constantly improve their professional quality, establish a good corporate image and win more customers by providing standardized services.

(4) From the perspective of various financial products as financial marketing objects, they are carriers associated with specific forms of financial financing in financial activities, and their main characteristics are: ① formal invisibility. ② Consistency and substitutability in essence. (3) the diversity of expression forms.

Do financial loans really make money?

Financial loan is indeed a very profitable project and has become an industrial chain. Financial loans are helpful to the real economy, but the excessive development of the financial industry does have certain damage to the real economy.

China's financial market has developed for more than 30 years, and financial loans have played a very important role in China's real industry. The real economy of our country can achieve the development of the existing economy, largely because of the support of financial loans to the design industry.

The financial industry should not be over-developed.

The financial industry is certainly helpful to China's real economy, but it should not be over-developed, because over-development will lead to more talents flowing to China's financial sector. Financial lending companies can make a lot of money by lending in large quantities, so they can recruit more talents.

The financial industry must serve the real economy.

Our country has been positioning the financial industry for a long time. The financial industry in our country must serve the real economy, and the development of the real economy can become the foundation of the country. Many policies in our country are also formulated for the real industry, and the three major monetary policy tools have also been adjusted to promote the real economy.

Wages in the financial industry are relatively high.

As we all know, the wages in the financial industry are relatively high. The salary in the financial industry can reach about 20,000 per month, and it may reach about 40,000 to 50,000 in some big companies. It is precisely because of this high salary that many outstanding talents will be attracted to join financial loan companies.

In fact, many people are basically inclined to the financial industry when choosing a major in a university, because the financial industry is very promising, in order to earn more wages. The financial industry needs a certain threshold. China's financial industry mainly serves the real economy.

I am introverted and slow. How about financial loans and telemarketing?

Hello, introversion and extroversion are relative. As you said, inside selling is really a challenge to your personality. I think you should be young. Now most companies are dealing with people and need to have communication skills. Doing telemarketing can exercise your ability to communicate with people. The advantage is that you don't have to meet each other. I think it will help your introversion. Personally, I think I can exercise. good luck

How does telemarketing loan work (is it easy to call customer service to get a loan)

If you just start working, you can try to do it, which is easy to produce psychological pressure. It is said to be customer service. This job is a bit tiring. It is not easy to do this kind of work. However, it is not easy for adults to hang up when they hear this call.

Now ordinary people will hang up and get exercise when they receive such a call.

It should be a loan. Compared with other positions in the bank, it may also be telemarketing. Forget the collection. Telemarketing faces many customers' rejection every day.

Move, etc. If it is a relatively large company, telephone customer service is still possible.

The repayment method is flexible and inflexible, and the income will be higher. Machines with high rates in Lacarra do not need to apply for expensive loans. Let's go to a private enterprise. I sell my own pos machine in v 13840057265. I think this is better than issuing credit cards. I just want to know if this job has developed. I'm afraid I can't. I think it can develop very well in the early stage.

No illegal acts and bad credit records, just and stable.

When you go through a period of time, large and small companies are bombarded by telephone. Telemarketing is really difficult now, and loan sales depend on whether your hard requirements are wide enough. I have a permanent residence in the local town and have some personal experience.

You can try to do telephone sales of Ping An telephone auto insurance, but you can't get a result. China citizens over 65 are law-abiding. Lenders generally need to meet the following conditions and have a fixed residence in China. I'm also doing telemarketing. As the saying goes, everything is difficult at the beginning.

Not so good, and the commission is not much. You'll think it's actually easy.

If it is general sales telephone customer service, such as telecommunications. This is not easy to do at first, and the customer is already in the defensive stage. If you don't pay the money within the time limit, the capital chain must be broken. The term "what bank" was quite new at that time. Well, there are better prospects for doing that kind of work. I'm hesitating to get a loan now.

Simply put. If you want a higher income. First of all, I got a loan job, which is telemarketing. Is it easy to do this business? Also, the salary of financial companies is higher. Income depends on performance.