What mortgage car loan platforms are there?

1. The first car loan application. 1 Auto Loan is an auto loan APP developed by Shanghai Fengzhixing Auto Finance Co., Ltd., which is aimed at users with loan needs who have obtained credit from their company and provided intermediary services. Investors can invest through the mobile phone client and enjoy the fun brought by investment and financial management anytime and anywhere.

2. Bee Easy Car Loan APP Bee Easy Car Loan is the leading p2p lending platform in China, providing users with fast and high-quality financial services and helping quality life. The loan is fast, saves money and effort, and is privately customized, safe and reliable.

3. Cai Xi Mobile Loan APP Cai Xi Loan is a mobile loan APP owned by Xicai.com, which is a professional third-party mobile phone trading platform for loans. Cai Xi loan promises not to charge any agency fees. The same amount, the same three-step application, can quickly match the credit manager in one minute, with lower threshold, lower rate and more varieties.

4. Worry-free car loan APP Worry-free car loan is a very popular car loan APP, a low-risk and high-yield financial platform with a yield of 65,438+05%, focusing on car loans, transparent and exclusive business, fund bank depository, transaction security, rigorous and perfect risk control system and selected investment projects.

Types of car loans

Personal loan car purchase business is divided into direct customers, indirect customers and credit card car loans. The direct customer type is generally a bank car loan for customers to meet directly, and the indirect customer type is generally a car loan from an auto finance company to a customer car loan.

The fees charged by banks for direct car loans include deposit, principal and interest, and 3% guarantee fee. And the bank's premium customer fees will be discounted, but the preferential policies of each bank are different.

In addition to the above fees, personal auto financing companies also need to bear supervision fees, fleet management fees and warranty renewal deposits.

And credit cards, car loans. Credit card installment car loan only provides installment payment for bank credit card users, not all conditions can be handled, and there is an audit procedure, which is difficult for credit card users with bad credit records.

The specific steps of buying a car by credit card in installments are roughly as follows:

1. The cardholder (or applicant) calls the bank's credit card center or goes to the local bank to find out whether he can apply for a credit card car loan.

2. The cardholder will fill in the installment order of car purchase at the dealer with his ID card, and the bank background will review it.

3. After the order is approved, the cardholder pays the down payment and goes through the normal car purchase procedures.

4. After the vehicle is licensed, the cardholder needs to go to the bank to go through the mortgage formalities and purchase the required auto insurance.

Finally, I can drive the car away smoothly.