1 person buys a house to help the whole family, and Shenzhen issued an opinion draft for provident fund loans. What is the biggest impact on the property market?

This measure can enable more people to obtain the qualifications of all parties, but it may not really help all localities solve the problems in the real estate market.

To some extent, buying a house is a personal problem, especially for young people. We need to make the income level of young people reach the house. For the majority of young people, due to the limited income level of young people, the housing prices faced by young people are also very expensive, which directly leads to the helplessness of young people in the face of high housing prices. In this case, if a person can use his whole family to help him buy a house, this behavior seems to help young people buy a house, but young people need to bear a higher price for it, so many people are not optimistic about this measure.

Shenzhen has also issued an opinion draft of provident fund loans.

After many cities introduced the measure of one person buying a house and helping the whole family, Shenzhen seems to have also introduced this measure. After that, if young people in Shenzhen want to buy a house, they can not only extend their own provident fund quota, but also use their parents' provident fund. Because housing prices in Shenzhen are very expensive, this way can directly help young people buy houses in Shenzhen.

This measure can make more people eligible to buy a house.

As soon as this measure is introduced, young people will naturally be eligible to buy a house if their parents can help them buy a house. Especially those young people with limited income can apply for more personal housing loans in this way, and young people's parents can also help them repay their mortgages.

This measure may not really solve the real estate problem.

Personally, although the original intention of this measure is to help young people buy houses, if the housing prices in various regions are not really reduced, this measure will only make the economic pressure on young people even greater. Especially when the income level of young people is relatively low, reducing the behavior of buying a house will only make young people bear huge debt pressure.