What are the conditions for an unsecured loan?

1, age: 25-55 years old, China citizen with full capacity for civil conduct and second-generation ID card;

2. Income: I have worked continuously in my current unit for at least 3 months (6 months for some people), and my average monthly income for half a year is not less than 3,000 yuan, and some cities (Shenzhen, Guangzhou, Shanghai and Hangzhou) are not less than 4,000 yuan.

3, credit requirements: you must have a credit record, used a credit card, made a mortgage, car loan, or helped people make a guarantee.

4. This business has been opened in Shenzhen, Guangzhou, Shanghai, Hangzhou, Fuzhou, Xiamen, Quanzhou, Dongguan, Huizhou and Zhongshan.

5, the crowd, people with stable and sustained wage income, individual industrial and commercial households and business owners can also.

Materials for handling Ping 'an unsecured loan: ID card (second-generation ID card), proof of residence (rental: lease agreement or temporary residence permit, self-owned property: real estate license+household registration book), work certificate, proof of loan use, and bank payroll records for the past 6 months.

Extended data:

Matters needing attention

1, Ping An Easy Loan Insurance has low insurance conditions, and all China citizens with stable jobs and incomes can apply for it. In terms of cost, Ping An Property & Casualty charges a certain credit guarantee premium. Take the loan of 1 year of 10000 yuan as an example, the premium needs 2 100 yuan (the premium is calculated at 2.6% per month), but the repayment method of Ping An Easy Loan is equal repayment of principal and interest per month.

2. The repayment method is based on the number of repayment periods selected by the applicant, once a month. Yes, 1 year, 2 years. Based on the loan date, the repayment date is the same day of each month during the repayment period, and the bank will automatically deduct the repayment amount from the bank card of the loan. Before the repayment date, SMS will remind you of the monthly repayment amount.

Baidu Encyclopedia-Ping An Loan in China