Job Responsibilities: What does an investment consultant do?

An investment advisor refers to a person who is paid specifically for providing investment advice. It is a very important role in investment services. Investment advisors can be divided into broad and narrow senses.

In a broad sense, investment consultants can refer to professionals who provide professional advice in various investment fields such as financial investment, real estate investment, and commodity investment.

Investment consultants in a narrow sense refer specifically to those who provide professional securities investment consulting services to securities investors (usually shareholders) in the securities industry (such as securities companies or professional securities investment consulting institutions).

Investment consultants should not only be familiar with financial products, but also be familiar with various investment tools and products, such as insurance, securities, real estate, even stamps, gold, etc., and be familiar with the mastery and application of relevant regulations.

Extended information

Responsibilities of investment consultants

1. Investor education

Investment consultants help customers understand financial knowledge and investment common sense, Understand the securities investment business; help customers understand investment opportunities and general investment misunderstandings; guide customers to understand and evaluate risks.

2. Comprehensive needs analysis

Comprehensive understanding of customers’ financial status and needs, and help customers determine financial management goals. Tailor-made investment solutions. Develop investment plans for customers based on comprehensive customer needs reports. The investment consultant will explain in detail the basis for formulating the investment plan to the client, fully communicate with the client and reach an agreement.

3. Interpret the investment management report

Each client’s specific investment portfolio will issue a portfolio report within the specified period. This report not only includes the investment portfolio’s performance in the past Performance within a time period also includes the portfolio manager’s evaluation and explanation of investment performance and judgment of the future investment environment. The investment advisor will help the client interpret this report and help evaluate whether the investment portfolio operation meets the client's goals.

4. Adjust the investment plan

The investment consultant will help the client review the investment decisions of the previous year and determine whether to maintain the current asset allocation or based on the client’s financial goals or Adjustments should be made for changes in investment horizon.

Investment consultants lead financial services from beginning to end, promote the progress of various services, and are the bridge of communication between customers and the entire dedicated account financial services team.

Reference materials: Baidu Encyclopedia? Investment Consultants