Detailed Rules for Raising the Loan Amount of jurong city Talent Provident Fund

A-F talents who come to work and start a business for the first time buy the first set of self-occupied commercial housing. From the month when the unit pays the housing provident fund for them, they are eligible to apply for housing provident fund loans, and the amount of housing provident fund loans will rise by 50%.

Second, the scope of application

The applicant shall meet the following conditions:

1. unit requirements

Jurong city enterprises also pay social insurance and housing accumulation fund in jurong city according to regulations.

2. Talent demand

A-F talents must sign a labor contract with the employer in our city for the first time from June 25th, 20021year, and pay social insurance and housing accumulation fund in Jurong for the first time.

Third, the loan requirements.

1. Buy the first self-occupied commercial house. The "first set" identification standard is "there is no real estate registration, valid commercial housing online signing record and mortgage record in our city before purchasing the self-occupied commercial housing that applies for provident fund loans to increase the limit, and it is clearly defined as housing";

2. The online signing date of the commercial housing sales contract or the second-hand housing property certificate date is 2021-June 24, 2026;

3. The housing that applies for a loan must be purchased after employment and entrepreneurship, that is, after signing a labor contract and paying social insurance;

4. The first set of self-occupied commercial housing that applies for increasing the limit of provident fund loans is within the scope of our city;

5. The loan limit of the provident fund is the sum of the loan limits calculated by the borrower respectively, and the maximum amount of each household is no more than 750,000 yuan.

Fourth, the handling process

1. Talent identification: the applicant shall bring his ID card, academic certificate, professional title certificate, labor contract, social insurance payment certificate and other attachment materials to the "Talent Service Special Window" of jurong city Municipal Affairs Service Center to declare the talent qualification certificate.

2. Loan application: the applicant provides the talent qualification certificate and provident fund loan materials to the housing provident fund loan entrusting bank to apply for a loan, go through the mortgage and pledge registration procedures, and entrust the bank to lend money.