How to choose the life insurance direction and non-life insurance direction of actuaries

1) I think the difference between them is only in the field of actuarial application, one is for people and the other is for property. As you asked, an actuary should be a group actuary or an individual life insurance actuary. In fact, the key is which field you prefer. Only through internship can we know. A more promising future depends on whether you can become a leading group in that field. Not in that field. It is talent that determines the future, not the field that determines the future.

2) Not clear

3) All three universities are good, the key is whether you can be the top one in that university. Top students often have an advantage in finding jobs. It must be taken into account that many companies want to recruit in different universities. Instead of keeping a job in the best university. If it were me, I would choose Heriot Watt University, because my professor graduated from there. Besides, Edinburgh is a great city!

I hope it helps you.