What kind of scams have you all encountered and how much have you lost?

Sichuanese are as clever as monkeys, and Hubei people have nine heads and birds, but they can't compete with XX people, who specialize in liars. More than 20 years ago, when I was doing business, the old masters said a jingle, which made me beware of being cheated.

"home" is against thousands of difficulties and dangers.

/kloc-around 0/990, I transferred back to Ningbo, and suddenly I had many relatives, mostly my mother's family, three uncles and a bunch of cousins. Among them, the eldest son of my uncle's family is called Qiang, and he is very enthusiastic. His cousin and brother-in-law all call him affectionate. Knowing that my husband is the department manager of a foreign trade company, he has always been very kind to us. He said that he was a chef in the hotel, and he brought several apprentices under him, constantly encouraging us. "Sister and brother-in-law, you can open a restaurant, and I will help you manage and make money." I am noncommittal. After all, investing in hotels needs money, and we don't have the financial resources.

Big uncle's strong cousin, big ears, Hong Kong-style dress, eloquent, looks very capable. Too much contact can't hold people's enthusiasm, and we are willing to help him. It happened that my husband took over a Sino-foreign cooperative project and needed to help the customer find a qualified processing factory with injection molding equipment. When my cousin found out, he patted his chest and said that his brother had a factory. "I'll contact him right away and take you to see the equipment tomorrow!" " .

The next day, my cousin took us to Ninghai countryside. Anyway, the reversing train went through a bumpy muddy path and finally stopped in front of a small house facing the street. I entered a small frontispiece that is not too big. There are some messy piles in it, and I don't know whether it is a part or something. There is an injection molding machine in the corner, which has been standing for a long time. This small workshop is not even a factory, but a workshop? I feel a little dull. I haven't seen many factories, but Chinese-foreign cooperative enterprises must have at least ISO management regulations, which is the minimum. My cousin's friends, dressed in rags, are not much better than migrant workers. "What's the matter, brother-in-law?" My cousin smiled cheerfully. In front of his friends, it was not convenient to spoil his fun and didn't say anything.

It was that meal that my cousin and friends stayed for dinner with great interest. I remember it was in that man's house, but I couldn't see that it was a family that could afford township enterprises, and his wife and children were sloppy. If the dinner table is full of scenes, I know I can't leave this list, which is a little regrettable. After sitting for a while, I went back to Ningbo by car after dinner.

After two weeks, my husband inadvertently said that he would lend the man 1000 yuan. "hmm? I don't know when you borrowed it. " "I think it is a friend of your cousin's. If he wants it, I will give it to him. " "Who told you to be so generous? You should have pushed it to me! " My husband must have a good face. I didn't know it was good, so I called Qiang. Qiang just said, "He hasn't paid you back yet?" Later, I called that person. His wife answered the phone and only offered to pay back the money. The other party interrupted me and asked angrily, "Have you decided yet? Don't you like such a good factory? ! ",too! I know, I met a red guy!

At that time, my salary was 200 yuan a month, and my husband even paid a bonus, which made him die 700 yuan. I was cheated 1000 yuan, but it really hurt. When I told my mother, I was ridiculed: "Who told you to stay there for dinner?" I popped up the word "deserved it". However, a few years later, my sister-in-law told me that my uncle Qiang's family had never done anything serious, and the couple had been cheating outside. "It's a pity that you didn't contact him again, otherwise the loss would be even greater."

The bigger one I was cheated of was the investment introduced by my friend. Friend, without years, you can't see the depth of truth and falsehood.

/kloc-around 0/993, Xia Fang met a Huzhou native named Yi Sen. First, introduce it to cousin Sa, the blind date. The man is beautiful, gentle and elegant. He is really a Hangzhou-Jiaxing-Huzhou Laker and has the demeanor of a noble family. At the sight of Sister Sa's micro-expression, she was shy, uneasy and a little tempted, so there was no more.

Not long after, Yi Sen recommended a project to us. It is said that the profit is more than three points. I forgot the name, and it belongs to the marginal project of real estate, which is to invest in the location of urn and urn.

At that time, Ningbo people were really crazy, madly investing in all possible profit opportunities and profiteering.

Stock trading and subscription for 30 days are hot, my grandmother is a "coming meeting" (underground money house, usury), and the urn is also a kind.

Yi Sen took us to the scene to have a look. There are many people who subscribe, and the business license and approval from the civil affairs department are complete. This is a very formal investment project. I am optimistic about its prospects, and I recommended it to my mother. Remember that there is a percentage reward for pulling people's heads. My mother is a very conservative and cautious person. At that time, my grandmother had been in a meeting for several years, and there was still some money left in her hand. Mom called grandma and said, "I won't be buried in Ningbo when I die." Grandma refused.

I discussed it with my husband and invested more than 10 thousand. I just had a good dream for half a year and then I collapsed! The boss packed up and ran away! Two months later, the Civil Affairs Bureau issued an announcement to clean up the mess and returned more than 8,000 yuan. After I was disheartened, I was a little glad that my relatives and friends didn't listen to me and no one bought this project, so my psychological pressure was much less.

Since then, my anti-fraud awareness has increased a lot. Once an insurance salesman recommended the direct selling model and sold Amway, so I didn't take it. There are also third-party wealth management companies, under the guise of insurance after-sales service, offering high interest returns and gold gifts to lure me to surrender my wealth management and so on. I will talk about it later.

There is an old saying in Ningbo that wealth is connected with life. There is probably no life to get rich in this life. I have to work hard and earn some hard money.

In addition to delusion, knowing others is unknown, but also being cheated.

When Eva was in an international class, she went to the website looking for steel mesh, which was quite formal. Kang Hui, the host of CCTV, was the spokesperson.

Perhaps this incident stimulated and aroused the interest of Dad Wa. The next year, he told me that he invested in the "electromechanical network". It was initiated by a Hunan native named He Gang, who brought him into the stock market. He promised to invest100,000 yuan. After transferring 50,000 yuan, he was a little vague, so he stopped transferring it for the time being. He told me and didn't discuss it with me.

Eva's father was a product agent in a foreign company. As soon as I hear it, the total investment is only one or two million, which is a bit unclear. There are more than a dozen investors, large and small, all former university teachers and classmates, ranging from 200,000 to 300,000 at most to tens of thousands at least. The product structure and profit model were not clear, so it was opened.

Not to mention, 20 years ago, when Internet companies were the hottest. Who doesn't know, opening a website is a business of burning money, with hundreds of millions of investments. How does He Gang maintain such a law? I don't know how he fooled her, but she wants to be the original shareholder. She is over half a year old, so credulous. Whether he is good or bad, he will be yellow.

Fortunately, I didn't throw too much, so I didn't hit him. Didn't Ma Yun say that the dream has always been there, in case it comes true! Hey!

In the next few years, Eva's father contacted He Mou, asking about the product details, asking about the progress and asking for a shareholders' meeting. The other party always talks about him from left to right, pulls the topic to interpersonal relationships and contradictions, labels shareholders with dirty words and comments. Ramble about, never answer questions directly. At first, Eva's father thought that this man had such a personality, and it was a little difficult to express his sensibility and communication, but he was a good man with a good temper.

At that time, I already suspected that he did it on purpose. Every time the call lasted for more than an hour, Eva's father was tearing his voice and repeatedly appeasing or asking questions. The other party rushed out of the receiver with a loud voice unique to Hunan. Watching my husband wander around the house and jump from room to room, I'm tired of being angry with Eva.

At the end of the third year, things were completely out of control, the money was gone, and the website was not built. As soon as the shareholders contacted him, he borrowed money everywhere, even thousands of dollars. This is fraud! Let's decide to sue. It seems that joint prosecution is not enough.

This year is the fourth year. The latest news is that before the lawsuit is finished, a group of poor scholars have been shaking and searching all their lives, and their lawyer fees are sore. He has not been detained, but he has been restricted to high consumption. Husband's money, naturally, is not coming back.

The amount of money cheated by my family is not large. More than seven million relatives and friends have been cheated. It's a long story Let's start another page.

I got caught up in pyramid schemes, fought with pyramid schemes and finally came out, but I still lost money. If I don't come out, the consequences will be unimaginable. I want to write this down so that everyone can identify this scam. Many details are extremely horrible.

About 10 years ago, I just graduated from my senior year and looked for a job everywhere. One senior forwarded the recruitment information in the group, and one caught my attention. There is a company in Dongguan that recruits people, which happens to be my major. I looked up this company on the Internet and found that it was quite big and should have a bright future, so I contacted my senior.

So I contacted my senior, who said, "This is a message from one of my former classmates. She works there. " Then I contacted her classmate Lin Yun through my senior.

Lin Yun telephoned me and told me that a supervisor would call me the next day to make a preliminary call.

The next day, I received this call, and the conversation inside was also very purposeful. It can be argued carefully.

Supervisor: "Hello, I am the supervisor of a company. Now we are interviewing. You just need to answer my question. "

Me: "Hello, you say."

Director: "How many people are there in your family? What is the economic situation at home? " (mainly to know if I want to make a lot of money)

Me: "I have a large family and financial difficulties."

Secretary: "Are any relatives in your family civil servants or officials?" (mainly to know whether there is a threat to them)

I replied, "There is no such person among relatives."

Director: "Do you have any relatives who work in the public security bureau or the procuratorate?" (mainly to know whether to approach them on purpose)

I replied, "No, I don't know."

Director: "OK, I'll let you know if the interview passes."

In the afternoon, I was informed that they could go to work. I was so happy that I immediately bought a train ticket for the next day.

When I got off the train, I saw a bus going to this company, so I contacted Lin Yun to see if I wanted to get on this bus.

She said to me quite anxiously, "No, I'll pick you up."

Then she came with another woman and told me it was her team leader. At noon, we went to a small restaurant for dinner. The TV in the hotel is broadcasting a news that a woman has strayed into pyramid schemes.

I also told them at that time that this pyramid scheme was too harmful. They also asked me: Do you hate pyramid schemes? I said, of course, there is no harm in thinking only about people with empty gloves and white wolves.

Then they ate in silence. After dinner, we AA, I wanted to invite them, but they wouldn't let me.

In addition to the hotel, they told me that I lived far away and had to work in the afternoon, and told me to open an hourly room to have a rest first.

So they took me to a hotel. I opened the hourly room for four hours. Maybe I am too tired. I slept until they called me.

Then he took me to a very shabby alley to buy quilts and daily necessities, and then took a taxi and left. Two people were sitting next to me, chatting with me all the time. I can only respond, but I can't see the scene outside.

When I arrived at a place, there were two girls in the room. I see there are three rooms, and the doors of the other two rooms are closed. Only Lin Yun and I live here, and the team leader who went to pick me up at night is missing.

When chatting in the evening, a girl said to me, "Can you play games with your mobile phone?" I handed it to her, and she played with her mobile phone for a long time. Later I learned that she read all the information and chat records in my mobile phone.

When she goes to bed at night, she still has my mobile phone. I said I wanted to use it. She said, "Yes, you should go home safely to report." So I called home, and she borrowed her mobile phone again and said to me, "You just came here, and you have to go to the bathroom at night. Wake me up and I'll go with you. " After listening to this, I still feel quite warm.

The next morning, they told me that the director of the company would come to see me. I was surprised to see a new person in the dormitory.

Then she took me into a room alone and sat down face to face.

She said, "I'm glad you can join our team. We people are concerned about how to make money. Generally speaking, you can earn one million a year. "

I'm a little confused. This cow blows too hard.

Then she asked me, "Let me test your memory. Do you remember the way from the station to us? " This is to confirm whether I will reveal their position. )

I recall in my mind that when they were talking around me, I couldn't see outside at all, so I honestly said, "Sorry, I didn't notice."

She said with satisfaction, "well, I'll test your computing ability." If you have five subordinates, each of them will bring you profits from 500 yuan. How much does that cost? "

It's not easy. I said, "2500 yuan."

She went on to say, "Then each of your five subordinates will develop five subordinates, and each of them will also bring you 500 yuan profits. How much do you always earn? "

I'm thinking, this seems a little too much. I calculated and said, "It should be 15000 yuan."

She is very satisfied: "What if these people develop their subordinates again, layer by layer?"

I thought, that can really make a lot of money. I looked at her in surprise.

She smiled and said, "Are you willing to develop these five subordinates?"

I was surprised at the time. Isn't this a pyramid scheme? Isn't this the pattern I saw on TV in a small hotel the other day? I was actually very nervous at that time, and I kept thinking about what to do. The mobile phone was taken away and no one could be contacted.

I asked, "Isn't this a pyramid scheme?"

She also argued: "That's something outsiders don't understand."

Then I just sat there crying, and then I was thinking about how to deal with it. She asked me, why are you crying? I said, I'm scared. I heard that you can harm people.

She said: "We won't harm people, we will only make money."

Then I deliberately echoed her and said, "I want to make money, too."

When I finished, four boys suddenly appeared in a room, and then introduced themselves one by one, using only numbers without names, and all of them were college students who came out here to look for jobs.

So I was left here. This house has three rooms, one for girls, one for boys and the other for meetings.

Get up at five o'clock every morning and start reading and practicing. Then have breakfast at seven o'clock. Only porridge and side dishes. Everyone should help the person sitting next to him, not himself. From 8: 00 to 12: 00, there are various lectures, mainly to practice speaking skills and recite a manuscript of several thousand words. Eat at twelve o'clock, have a plate of dry rice, practice in the afternoon, have a plate of porridge for dinner, and have classes in the evening.

When I was sleeping at night, a man slept outside our room. I know he tried to stop me from running away.

Through observation, I found that these people just want to make money, and it seems that they are still addicted to it, so I deliberately make trouble when practicing. I said I had to go to the toilet every 20 minutes, so I went back and forth, which seemed to affect their practice.

Someone said to me fiercely, "Can you stop going all the time?" I smiled and said, "Sorry, I can't help it. I can't hold it any longer. It' s not going to the hospital when something goes wrong. "

Then when you are free, ask them, "What are the characteristics of your hometown? What's delicious? Are you homesick? "

A girl said, "I've been here for a year and I haven't come home yet." I really want to go home. "

Then I said, "Yes, the Spring Festival is coming. Come back when you get back. I'm going back. " My father is celebrating his 60th birthday, but he wants to hold a banquet in the village. As a daughter, of course I'm going. Otherwise I thought I was missing, but everyone would look for me. Someone in my family works in the police department. "I began to use tactics, indicating that I must go back, otherwise someone will come to me.

Of course, they didn't believe me, so I asked them for their mobile phone to call home. Of course, they will listen to me and won't let me say anything else. When the phone came through, I said, "Mom, I may not be able to go back this New Year. The company has to work overtime. "

My mother said angrily, "No, you must come back. Your father is 60 years old. Don't do it if you want to work overtime, come back. "

Then I deliberately asked, "Mom, is our cousin who works in the Public Security Bureau coming?"

My mother smiled and said, "Of course she will come."

So they all believed me and asked me, "Then why didn't you say you had such relatives?"

I replied, "This is not personal privacy. If you ask those questions when you get a job, of course I won't. "

Then they may report this situation to their so-called leaders. The leader said, "Since you want to go home, you can pay 3,888 yuan to go home for the New Year."

I immediately understood that this is an exchange with me, and I can leave after paying, but 3888 yuan is really a lot for me. I didn't want to pay it, so I said, "My family is so poor that I have no money."

She said, "You can borrow money."

I showed him my mobile phone address book: you see, I only have the contact information of our roommates, who are also students and have no money.

But he asked me to call them one by one. I have no choice. I dare not resist too much, so I called one by one, and a rich roommate immediately gave me the money.

Then they sent two people to take a taxi to the bank, or two people sat around. I can't see the road clearly. It took about half an hour to withdraw money from that bank.

They followed me all the time when I was in line, so I could hardly send out a distress signal.

When I got back, I gave them the money and asked, "The Spring Festival will be in two days. Can I buy a ticket? "

He said, "Don't worry, you can leave tomorrow."

The next morning, I simply sorted out the important documents, and I didn't bring any other clothes at all. I wanted to leave at that time and found that they were also moving things and moving away.

Then two people took me to take a taxi. About half an hour later, I arrived at the station. Another person left, leaving only one person to take me to Guangzhou Railway Station by car. When I arrived at Guangzhou Railway Station, I was waiting for the train to leave.

Only then did I feel that I really escaped and sat in my seat crying.

Later, I quickly contacted my senior and told him about it. Senior contacted Lin Yun, but I couldn't reach him. My senior can only tell Lin Yun's family about it.

1, they cast a net to pretend to recruit, and then there was a telephone interview.

2. Know your financial situation, see if you can bear hardships and want to make big money.

3. Know whether your relative is an official or a policeman. If not, they will not pose a threat.

When you get to the place, let you go to the hotel to rest first and actually observe whether you have contact with people.

In the evening, I will take you to my place, and the two of them will sit with you, without giving you a chance to observe the outside.

6. When you get there, they will find an excuse to take away your mobile phone so that you can't contact the outside world.

7. It will brainwash you and make you lost in the temptation of making big money.

1, to ensure your own life safety.

The first is to ensure your own life safety. Only when people are safe can you escape, so everything should pretend to cooperate and there can be no conflict.

Don't trust their brainwashing.

These people are good at brainwashing people. Over and over again, even they believe that they can make a lot of money. Everyone dreams of making a fortune. So we must hold on and take the opportunity to escape, otherwise we may be brainwashed successfully and what we are waiting for will be misled.

3. Seize the opportunity to ask for help

Pretend to cooperate, then you must take the opportunity to ask for help, seize any opportunity to escape, and if you want to go out to withdraw money or have the opportunity to go out on the street, you must leave the crowded places for help.

Now pyramid schemes are becoming more and more sophisticated. We must understand that there is no such thing as a free lunch. If there is, it must be a trap set by others.