Can wheat financial services only repay the principal?

Wheat financial services can not only repay the principal, but also repay the principal and interest after borrowing. In order to prevent the failure to repay on time, users should measure their repayment ability before borrowing, and only when their personal income is relatively high can they borrow. If the individual fails to repay the loan on time, there will be penalty interest, and the longer the time, the more penalty interest.

Users can compare different platforms when borrowing from wheat financial services, so that they can know which platform has low interest rate and pays less interest after borrowing from such a platform, which is conducive to subsequent repayment. However, when choosing a platform, we should pay attention to the formality of the platform and avoid borrowing informal platforms.

At present, we are familiar with lending platforms such as Lending Treasure, Micro-lending, Online Lending, JD.COM Gold Bar and 360 IOUs. When borrowing money, different platforms offer different loan interest rates and loan quotas. Generally, the first loan amount is relatively low, and with the increase of borrowing times, the loan amount will gradually increase.

Users can't borrow overdue on the regular platform, otherwise the overdue records will be uploaded to the credit information center by the platform, and the credit information will affect the handling of various loans such as car loans and mortgages. Even if it is returned after the deadline, it will be kept for 5 years and will disappear automatically after 5 years.