Does Chengdu Lixin Finance Company still exist?

Chengdu Lixin Finance Company no longer exists. Chengdu Lixin Finance Co., Ltd. has been revoked its business license because it is suspected of incomplete business licenses for routine loans, finance and other businesses.

The business of Lixin Finance Company mainly includes business information consulting services, and is entrusted by financial institutions to engage in financial outsourcing, financial software development, enterprise management consulting, real estate brokerage agency consulting and other businesses. The business scope does not include the business related to financial loans, which is illegal. In the process of loan, the company still has malicious collection and high interest rate, and the company has completely closed down. It should be noted here that microfinance companies can only conduct business in the place of registration, not beyond the geographical scope, nor can they conduct business on the Internet platform.

When choosing a loan company, we must pay attention to the following points. First, we must check whether the company has a qualified business license and relevant qualifications before lending, and the lender has the right to ask for these materials before lending.

It depends on whether the company has a fixed business premises and customer service telephone number. Generally, informal loan companies can't contact their own customer service staff, or the service efficiency of customer service staff is relatively low, so they can't meet the needs of customers at the first time.

No matter whether it is before or after the loan, some loan companies will charge beheading interest before the loan, or charge a certain membership fee. The company will require the lender to pay these fees before completing the final review and making the next payment. After the lender pays the fee, it will not be able to make a loan. If the next payment is successful, the interest will be high.

There are also direct loans without any material review. Now unsecured loans are very popular, but some people use false advertisements to attract borrowers who are in urgent need of money. They have no guarantee, no mortgage and the threshold is very low. We must be vigilant about this.

Loans also need to go to formal loan platforms and financial institutions to protect their legitimate rights and interests from infringement.