As far as Shenzhen is concerned, what is the monthly salary of 1W?

In Shenzhen, I was lucky enough to get a monthly salary of 10,000 yuan. I got it in the second year after graduation. So what exactly is a monthly salary of 10,000 yuan?

What is clear is that a monthly salary of 10,000 yuan is only the average salary in Shenzhen, so it is not a high salary. However, even so, with a monthly salary of 10,000 yuan, a person can live quite well in Shenzhen. .

It is said to be 10,000, but after deducting taxes, five social insurances and one housing fund, you are basically left with just over 8k. The food in Shenzhen is actually not bad, and takeout for more than ten yuan is a big deal. Well, if you want to pursue petty bourgeoisie, there are plenty of places where you can have a meal for dozens or hundreds of people.

In Shenzhen, the biggest cost is renting a house. You can live better and be closer to the company. Shared houses basically start at 2k, and it is difficult to get even 3k for a single room. If you are a little far away One thing is that if you live in a village in the city, it can meet your needs for more than 1,000 yuan a month. You can move in with your bags. The only disadvantage is that commuting by subway and bus to and from get off work will be uncomfortable.

Add in transportation expenses, phone bills and other miscellaneous expenses. If you save a little bit, half of it a month would be good. Do you think it is too much? In fact, there are not many. In third- and fourth-tier cities, many jobs can be found easily for four to five thousand, and food and accommodation are at home, which can reach this level.

Then why are so many people rushing to develop in big cities? We are fighting for the uncertainty of the future, because people are growing, and work experience and abilities are constantly increasing with the passage of time.

In third- and fourth-tier cities, although the money earned in third- and fourth-tier cities seems to be almost the same as that in big cities, it is the same when you are 20 years old and basically the same when you are 30 years old, unless you are extremely capable and become a manager. , otherwise, in terms of growth alone, big cities are better than small cities.

A monthly salary of 10,000 yuan is very common in Shenzhen, even if you make 10,000 yuan after tax.

Take my daily consumption as an example. I live in the Entrepreneurship Garden near Hongshan Station. I have a one-bedroom apartment with a small balcony. The rent is 1880. I heard that I will pay the rent after the contract expires. The price has to increase, but the property fee is 150, the water and electricity are commercial water and electricity, the electricity fee is 1.5 yuan per kilowatt hour, and the water fee seems to be 7 yuan per ton. I live alone and usually have little time at home, so I will calculate 150 together.

Rent: 1880 150 150=2180

We talked about living and then eating. I am very frugal and I don’t have a girlfriend. My expenses are very small. Breakfast 10 yuan, rice rolls with soy milk, or steamed buns with milk, etc. For lunch, I order takeout from the company. Nowadays, takeout is getting more and more expensive. It’s basically more than 20, so let’s count it as 20. For dinner, sometimes I cook it myself, and sometimes I take it out. Count 20, something like fruit, snacks, milk tea, barbecue, count it down to the smaller one, 200, it’s small enough, but it’s actually more than that.

Eat: (10 20 20) * 30 200 = 1700

Then there is the subway, which is basically a ride to work. It costs 4 yuan to go and 4 yuan to get back, which is 8 yuan. Work 21 days and stay at home on weekends.

Row: 8*21=168

Then there are daily necessities expenses, such as shower gel, toothpaste, shampoo, face mask, skin care products, and haircut, just count them all together at 300. After all, one person, Once purchased, it will last a long time.

Daily necessities expenses: 300

Favors: I don’t count these

Monthly necessary expenses: 2180 1700 168 300=4348

Then only 10,000 yuan is left: 5652

If you save 6,000 yuan a year, you can’t afford a house in Shenzhen. Buy a house in your hometown. Let me do the math for you. .

For a 6,000/square-meter house, 100 square meters, the down payment is 30,000. The deed maintenance fund that must be paid is 20,000 = 200,000.

So you need 3-4 years to pay a down payment for a house in your hometown. You graduate when you are 22 years old. You need to make a down payment at the age of 26, and then pay it in installments for 30 years, calculated as 2,000 per month.

Then you will repay the mortgage every month. If you maintain an income of 10,000, then your net income = 5652-2000 =3652

If you bear such a small mortgage and your monthly income is only 3652, what can you do?

The annual net income is 3652 12 = 43824. Strictly speaking, if your family has an average income, in fact, all families who leave their hometown to work are average.

So, honor your parents: 500*12=6,000 yuan. Even if you don’t give it now, you will always give it to you when you get home during the New Year. Forget it, I won’t even give you the new year’s goods.

Clothes and shoes: 5,000, two sets a year, from inside to outside, top to bottom, spring, summer, autumn and winter are normal. Buying some for parents during the Chinese New Year is about the same.

Mobile phone and electronics: 2000, these are all intangible expenses. Mobile phones are replaced every three years, or replaced with ordinary ones, laptops, headphones, stereos, etc., and occasionally new toys, spread evenly to each year, 2000 Very objective.

Dinner with friends: 5,000, twice a month, 20 times a year, evenly divided if you drink and have skewers.

Chinese New Year red envelope: 3,000, honor the elderly, give it to younger brothers, sisters, nephews and nieces, it’s very pertinent.

Seeing a doctor: If you are strong, don’t count.

Many expenses are far more than this. After calculation, it is 21,000 a year, leaving 22,824

Next, you have to make plans for betrothal gifts, weddings, decorations, and buying a car. It doesn’t count.

Betrothal gift 60,000, wedding 60,000 = 120,000, no matter how much it is, you must prepare it first.

Renovation costs RMB 100,000, relatively simple hard decoration, soft decoration takes your time, although some people can do it for tens of thousands, but after all, you are working on the front line, so don’t be too shabby.

Another 220,000 yuan, 10 years of struggle.

According to the normal schedule, I will graduate at the age of 22, earn a monthly salary of 10,000, buy a house, decorate it, and prepare for marriage leave. I will be almost 40 years old.

Life is really hard, so work hard and make money.

There is really no comparison. No matter which city you are in, the same monthly salary is at a completely different level for people from different classes. For example, 100 yuan may be enough for a student in the city to eat at KFC or McDonald's once, but for a child in a rural area, it may be enough to eat for a week. How can we talk about it, right?

Since you asked, I have also worked in Shenzhen, so I will briefly talk about my understanding.

After graduating from university, I went to Shenzhen by myself and worked many jobs in Shenzhen. On average, after deducting medical insurance and social security, I got about 5,000 per month. This monthly salary For me, it is absolutely no problem to support myself. The rent is 700 yuan per month, 1,500 yuan for food and drink, 120 yuan for Wi-Fi, and 500 yuan for other miscellaneous things. This costs 2,720 yuan, rounded up to 3,000 yuan. Just Yuan, then I can save 2,000 Yuan every month.

It was okay at the beginning because I was still young and had no family pressure. I could eat enough for myself and the whole family was not hungry, which was pretty cool. If I had a monthly salary of 10,000 yuan, I would be able to save 7,000 yuan a month, and I would be well off, right? Let me tell you.

Consumption in Shenzhen is also high or low. There are very expensive ones and very cheap ones. I usually spend 8 yuan on a breakfast, a rice roll is about the same, and 15 yuan on a lunchtime meal. The lunch box costing only 10 yuan was enough to make me full, and a portion of fried noodles or something like that in the evening only cost 10 yuan, so I wasn’t hungry at all.

As long as you don’t go to bars, often sell clothes and buy shoes and spend money everywhere, you don’t have to spend money on this. Taking the subway, taking the bus, etc. doesn’t cost much, so if you don’t have any pressure If so, a monthly salary of 10,000 yuan would be considered a well-off level.

But if you have a family, children or other responsibilities, 10,000 may not really be enough. Renting a house is definitely not a small single room, but at least one bedroom and one living room is better. It is almost 1,500 at least, firewood, rice, oil and salt. This is quite a lot in a month, plus the daily shopping for myself and my wife, buying clothes, cosmetics, daily necessities, money for cigarettes, drinks, travel, and children’s expenses if I have children, so 10,000 yuan is really It’s not much, you can live with it, but the quality of life won’t be high!

This is the situation. Do you think it is reasonable? You are welcome to leave a comment. If you like it, you can also add a follow

Graduated in 2018, second year in Shenzhen, non-staff teacher

I work as a teacher in a public school in Shenzhen. Because I am young and have no experience and only a bachelor’s degree, my salary is probably the lowest in the school. Plus lunch breaks, door management, door management, year-end bonus, etc., the monthly payment is about the same before tax. 1w, I’ll get about 7,500.

After all, land in Shenzhen is very expensive and most schools do not provide accommodation for teachers, so I have to rent my own apartment. I'm a girl and a bit pretentious, so I have very high requirements for living environment. Now I rent a relatively spacious and clean house with one bedroom and one living room in Guanwai, less than ten minutes' walk from the subway station. The environment is very good and most of them are public servants. The houses are relatively large and comfortable to live in. The total rent for water, electricity and broadband is about 2,500.

Transportation and subway fees are about 300 a month. I generally don’t have much need for miscellaneous things, but I think 200 is a little bit in daily life.

I am a person who loves to eat, so I often ask friends out for a meal after get off work or on weekends. Generally, the average meal with AA friends only costs about 100. I also prepare a lot of food at home. I eat breakfast and lunch at school on weekdays. The school distributes fruit, yogurt and the like. I make it myself on weekends or go to my mom’s place to eat (because in recent years, some family members came to Shenzhen first and then came here after graduation. ), about 1,500 a month in terms of food.

Girls still prefer to buy, but to put it bluntly, girls' skin care products and cosmetics may seem expensive to buy at one time, but it is not a very big expense if they are spread evenly every month for a year. I go to Hong Kong about once every six months, usually during festivals and events. I go shopping while shopping for skin care products, cosmetics, and toiletries. I spend about NT$2,500 at a time, totaling ** in a year. *Just 5000. There are actually three four seasons of the year in Shenzhen, summer, spring and autumn, and winter clothes can be worn for several years if you buy them once, because you only wear them for less than one month a year. Generally, thicker spring and autumn clothes can last through the winter. Yes, clothes from brands like Only, Five Plus and other similar brands are often available at 50% off in Shenzhen. In addition, Maoye often holds events, so they are not expensive. I have no idea about shoes, bags, or accessories. I prefer Hot Wind and Daphne for shoes. I buy the bags casually on Taobao and usually only buy two in a year. The jewelry is also from Taobao. That’s 7,000 a year (actually, I I only spent about 5,000 on clothing in the first year, but I’ll leave some more budget for myself in the future). This averages out to about 1,000 per month.

I only occasionally buy random useless things. I occasionally spend a few yuan on games when I get interested. For phone calls, I still use the university’s student package, which costs 30 yuan a month for 20 gigabytes. In addition to traveling with friends during winter and summer vacations, the average monthly income is 700.

According to Ling Ling Total, I can save 1,500 a month, but I live a really carefree life. I can eat whatever I want and buy whatever I want. I don’t have to worry about going out with friends every month. I said I don’t have enough money and ask friends to help me. I also have fun traveling during the winter and summer vacations. I have a brother who is much older than me and is better at making money. Now I don’t need me to support the family. It’s no big deal to just buy some gifts for my parents during the holidays. big expense.

Calculated, it seems that I save very little money every month, but in fact, even though I just came to Shenzhen, I had to buy a lot of furniture and so on, and I saved almost three yuan in the first year. Ten thousand. The reason is that this is how I calculated the money, but the actual expenses did not reach this much, and I still lived very comfortably. In addition, the teacher's social security and provident fund seems to be relatively high. Anyway, last year I saw that the provident fund was more than 10,000 and almost 20,000, so I was really happy with almost 10,000 before tax.

When you see this, some friends will definitely say, it’s so cool to be a teacher, the work is so easy, even a fresh graduate can live such a cool life. I don’t deny that it looks like my work is easy and my life is very comfortable, but this is just me deliberately arranging this kind of life for myself, because when you start a semester from the first day of the semester to the last day of the semester, there is no interruption every day. You have to work 24 hours a day. A parent will call you at 12 o'clock in the middle of the night. If you don't answer, you can go to school directly the next day to block you and say you don't respect him. If you go out to watch a movie on the weekend, your phone will be muted and you won't receive a call from your parents. On the evening of the fateful call, you will receive condolences from the principal. You are usually in class, and suddenly a leader comes in and sits down to listen to the class. You go out for teaching and research every week and listen to an afternoon seminar, and you still have to write when you get back. Make a PPT report for the school meeting. Every time, no matter whether it is a major test or a small test, you have to communicate with the parents. Some parents are not good at communicating and can go on for a whole day. Some parents cannot be contacted and have to try every means to contact them. Some parents My child is not doing well recently and I have to go to home for a visit. During work, you have to take care of your daily work and students' studies. After get off work, parents have to start contacting parents when they have time. During breaks, they have to prepare the situation of each student anytime and anywhere so that they can chat with parents at any time. I live under such high pressure and fear 24 hours a day without any breaks. If I don't try to add some fun to my life and talk to my best friends often, I may have psychological problems in a few years. Bar. Generally speaking, I live a free and unrestrained life, but it is also really depressing. Society makes people grow. I used to be a little girl who laughed and made trouble whenever I wanted. Now I have learned to smile on my face. I also learned to switch work mode or life mode in one second. No matter what I am doing, I can chat with parents about their children at any time. I also learned to never mute my phone and check it every ten minutes.

Every job is not easy, but life is your own. No matter how depressing your work is, you must make your life as you want as much as possible. Even if you can't live without work, However, we should not let life and work have a negative impact on each other. One moment, work is rigorous, and the next moment, life switches to a casual mode. Life should be comfortable!

Finally, I have to say that the Shenzhen government has done a great job. At least it made a silly person like me feel a lot of warmth and comfort. Whether it was superficial or sincere, it made me feel loved. The mutual sympathy among young people, the guidance and care of us from the elderly, Shenzhen is a young and loving city, cheers for Shenzhen!

Having stayed in Shenzhen for 6 years, let me tell you that for Shenzhen, with a monthly salary of 10,000, if you are single, you can live a very comfortable life, but if you have a family, you can only meet the needs of food and clothing. The average salary in Shenzhen It’s almost 10,000. In fact, the real salary is about 6,000, so the monthly salary of 10,000 is not low, it can only be said to be lower than the middle level!

First of all, it is possible for a rich person with a monthly salary of 10,000 yuan and a poor person with a monthly salary of 30,000 yuan to exist.

If you are a civil servant, an employee of a public institution, or an employee of a state-owned enterprise, it is at a relatively low level.

If you are a white-collar worker in a company, it is also at a low level.

As of September 2020, housing prices in Shenzhen are generally between 60,000 and 70,000 per square meter. The more expensive properties in Nanshan District are about 100,000 per square meter. If you have a monthly salary of 10,000, living in Shenzhen , it is obviously a drop in the bucket to cope with various expenses.

I have a little brother, who was born in 1985. He passed the selection examination last year and was transferred to the Organization Department of a district committee in Shenzhen as deputy chief clerk. He gets about 1.30 thousand per month, and he uses all the year-end performance bonus and housing provident fund. In total, it’s about 30W a year. If you don't enjoy the benefits of public rental housing at this level, life will still be stressful.

If you have already bought a house and are not under mortgage loan pressure, a monthly salary of 10,000 yuan is still acceptable. At least it will be less stressful than someone with a monthly salary of 20,000 to 30,000 yuan but who is still paying off the mortgage loan.

Therefore, what is the level of this monthly salary of 10,000 yuan in Shenzhen must be combined with factors such as the nature of the job, the workplace, whether there is a house or not, whether there is a loan or not, one's own age, family conditions, etc. consider.

Someone who is not in Shenzhen, let me tell you what the 1W in Shenzhen is like.

1W is really not that much now. Prices in Shenzhen may not be very high, and consumption may not necessarily be high. But in Shenzhen, it does cost a lot. Whether it is renting a house, buying a house, paying off the mortgage, taking the subway, taking a taxi, eating, etc.

I found that in small cities, if you calculate these in one direction, the difference may only be a few dollars, but taken together it is Not a small expense.

1W In a small city like Baoding, I don’t think it’s very good.

If you want to live a simple life, it may be okay in Shenzhen. If you want to go to petty bourgeoisie or middle class, since you need to work hard

According to official data in 2020, the median salary in Shenzhen is 5 More than a thousand, a monthly salary of 10,000 is already more than 70% of people, so if you have a monthly salary of 10,000, check it out for yourself

10,000 in Shenzhen is very common. Many of the people around me work in Shenzhen, and they usually cost more than 15k.

It’s okay to eat and drink without going to restaurants.