What credit card is better for online lending?

Some of the five online lending platforms for credit card loans can be loaned for 4 years!

Credit cards are very common in China now, and many people have 3-4 credit cards in their names. When people use credit cards for overdraft consumption, they also apply for loans. So, what are the online lending platforms for credit card loans? Today, I will introduce five platforms that meet everyone's requirements for the majority of credit card holders.

Raise money for consumption

Raising money is the online lending platform of Central Plains consumer finance. If you have a good credit card use record, you can try. The withdrawal loan amount can reach 200,000 yuan, and online application can be made 7x24 hours a day.

Ping' an I Dai

The fastest review is 3 minutes, and the results can be reviewed almost immediately after the application is submitted. The daily interest rate of Ping An I loan is slightly different for everyone, as long as 18 years old or above, has a stable job, has a salary of more than 3,000 yuan, has worked for at least 6 months, and has good credit information.

Xiaomi loan

The micro-loan products under Xiaomi Finance can borrow up to 200,000 yuan. As long as the Xiaomi loan mobile APP is installed and the personal information is authenticated, you can apply. Some users may not have permissions. The expected annualized interest rate on that day is calculated on a daily basis and repaid on a monthly basis in the form of equal principal and interest.

petty loan

The mobile phone credit loan of Tencent's Weizhong Bank can only be imported if it meets the conditions for opening micro-loans. The maximum amount is 300,000 yuan, and the loan interest calculated at the daily interest rate is about 18%.

JD.COM gold bars

The loan amount of JD.COM Gold Bar is relatively large, reaching 200,000 yuan. Everyone can borrow money by binding their own bank cards and credit cards. The better the credit, the greater the credit limit.

If the interest is calculated by the day, the daily interest rate is. Generally speaking, the better the personal credit, the lower the loan interest rate.

20 18 There is a credit card for the next payment. These online lending platforms recognize credit cards very much!

After entering 20 18, many friends have a hard time. Many people will think of borrowing money by credit card when they are in urgent need of money. In fact, in addition to using credit cards to get loans, you can also use credit cards to get loans online. Today, I will introduce you to five online lending platforms with credit cards.

I. ICBC Wealth Management Electronic Loan

ICBC's credit card is a large installment loan with a maximum amount of 300,000, which is a mobile loan APP with a fairly good amount. Basically, all loans can be made at the limit of 1 10,000 yuan. The annual interest rate of 1 is 5.22%, and the interest rate of loans above 1 year is 5.7%, which is not high.

Second, the Bank of Communications Angel Loan

Bank of Communications is a consumer loan product for young people aged 24-35. The maximum loan amount is 300,000 yuan, but most eligible applicants can only apply for about 30,000 yuan. The monthly rate of angel loan is 0.35%, which supports consumer loans in 6 installments, 12 installments and 24 installments.

Three. China Bank Consumer Wallet

Including mail you loan, mail you flowers, China post treasure and other products. The review speed is fast, mainly depending on the applicant's personal data and return visit, and the applicant needs to be between 20 and 60 years old, and can get a pure credit line of up to 50,000 yuan.

Four. Ping' an I Dai

The fastest review is 3 minutes, and the results can be reviewed almost immediately after the application is submitted. The daily interest rate of Ping An I loan is about 0.05%, and everyone's qualifications are slightly different, as long as 18 years old or above, has a stable job, earns more than 3,000 yuan, works for at least 6 months, and has good credit information.

Verb (abbreviation of verb) Xiaomi loan

The micro-loan products under Xiaomi Finance can borrow up to 200,000 yuan. As long as the Xiaomi loan mobile APP is installed and the personal information is authenticated, you can apply. Some users may not have permissions. The expected annualized daily interest rate is 0.05%, with daily interest and monthly repayment in the form of equal principal and interest.

What are the online loans that credit cards can lend? Pay attention to these matters.

Many people think that credit cards can be used for cash withdrawal, but they don't know that credit cards can also be used for online loans, especially when they can't afford it. They can borrow money through online loans to pay off their debts. Moreover, there are many such online loans, which can help you avoid overdue credit cards. Let's see what they have.

What are the online loans that credit cards can lend?

After the online loan we often use is successfully processed, the money will be transferred to the provided collection and savings card, and how to use it is up to everyone. Credit card online lending is different and can only be used for special purposes. The payment card provided when applying is a credit card, not a savings card. After the loan is issued, pay back the money in the credit card. If you want to take it out, you can only take it out by credit card.

Therefore, this point must be made clear before the loan, so as to avoid the trouble of paying back the credit card because the loan is used for other purposes. If you are going to borrow money to pay back your credit card, you can look at these online loans:

1. Repayment is a credit card loan jointly operated by Chongqing Focus++Co., Ltd. and Jihe Technology. They all have formal financial licenses, and they often see advertisements for repayment in elevators. The slogan is "interest only needs about 50% of the minimum annual interest rate for bank repayment", with a maximum amount of 50,000. It has been online for 4 years, and many people are still applying.

2. Micro-music integral

Weile Powder is a product of Tenpay Small Loan, and it is also a credit card loan. Users in need can pay attention to the opening and use of Weile Powder in the official WeChat account on WeChat. However, Weile Powder adopts the white list invitation system, which can only be opened if it meets the requirements. If it can't be opened, it means that it doesn't meet the requirements temporarily.

Finally, the credit card needs to be repaid by borrowing online loans, and it is not a permanent cure. You'd better control your consumption desire, spend within your ability, and find ways to increase your income and solve the problem from the root.

What are the credit card loan platforms

The top 10 formal online lending platforms are Lending Bao, Micro-loan, Qianhua, China Post Wallet, Today Headline Lending, Meituan Life Consumption, Zhaolian Good Loan, JD.COM Gold Bar, Suning Finance and Ping An I Loan.

First, a better online lending platform

1, excuse me

I believe everyone already knows that Lending Bao is a credit service brand under Alipay, with a maximum loan amount of 300,000 yuan and a daily loan interest rate of 0.0 15%-0.06%.

Borrowing white money is an invitation system, and you can only borrow white money after being invited. The opening condition is that the sesame score reaches 600, and Alipay has a real-name registration system. Sesame points are mainly based on the user's identity information, credit status, personal connections, repayment ability and so on.

2. Microfinance

Micro-loan is an Internet loan product launched by Tencent Weizhong Bank. The loan interest is calculated on a daily basis, and the daily loan interest rate is 0.02%~0.05%. Microfinance, like borrowing, is also an inviting way to open. Users can only use loans if they are invited to micro-loan. Users can check whether there are micro-loans in qq wallet or WeChat Jiugongge.

I have used several++products myself before, and the first application was for a small amount of money (formerly Baidu Finance), just 10W (the platform supports up to 20W), and the interest rate is very low (the minimum annualized rate is 7.2%), which is still relatively low. All of them are put forward and divided into 12 periods.

Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

Spend a little money-pay special attention if you have money:

1. Take out the money as soon as possible after spending the money, because the money may become invalid after a long time.

2. At present, it's best to withdraw cash in full, because I read other people's posts that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and at least 60% is safer.

After the third installment, you can choose to settle in advance, as long as it takes a long time, and it doesn't cost us anything to pay interest. Make sure to mention it first.

My second application was 360 IOUs. After all, they are all big platforms, so I applied first. The amount is 5.5W, and the interest is almost the same as the money spent.

360 IOUs, with a maximum loan of 200,000!

Click online measurement

There is also a trick to applying for 360. After simply filling in the information at first, the amount that comes out is only a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough, you can apply for a privileged loan directly without withdrawing cash. This is a lot of money. As long as you have the basic quota, the privileged loan will definitely pass, and the quota will be greatly increased. The privileged loan supports 24 periods. My basic quota is 9000 yuan, which is 5.5W after upgrading the privileged loan.

Step 3 have money to spend

Qianhua is a credit product of Xiaoman Finance, which provides personal consumption credit services to the public. Rich flower owners promote all-easy loans, with the maximum amount of all-easy loans of 20,000 yuan, the daily interest rate of rich flower owners-all-easy loans as low as 0.02%, and the lowest loan interest rate of 1 1,000 yuan, starting from 2 yuan every day. At the same time, when applying, you must ensure the authenticity of the information you provide, and ensuring good credit information is also a necessary condition for obtaining a better quota.

Second, the conditions that online loans need to meet are:

1. The borrower can provide an ID card.

2. The borrower can provide a residence permit.

3. The borrower is over 18 years old and has full capacity for civil conduct.

4. The borrower can provide personal bank flow.

5. The borrower can provide asset certificates required by other lending institutions.

6. The borrower shall verify the mobile phone number.

7. The borrower can provide proof of the purpose of the loan.

There are more and more online lending platforms, and it is more and more convenient to borrow money, but it also leads to more and more overdue people. Many friends are helpless in the face of collection. After all, they owe money first and make mistakes first. Even if you want to negotiate repayment, it is often fruitless. In fact, negotiating repayment is also skillful. Using some negotiation skills, the effect may be much better.

Credit card online lending platform daquan! There are so many platforms available!

For friends who have a credit card, you can use the credit card as your own credit certificate. So there are many online lending platforms, and you can apply with a credit card. Today, I will introduce you to the complete collection of credit card online lending platforms.

1, Yin Bao Consumer Finance

Yin Bao consumer finance is also a platform for borrowing money through credit cards. It can repay credit cards and withdraw cash. The longest loan term is 12, the maximum credit for credit card repayment is 50,000, and the maximum credit for withdrawal is 200,000.

2. China Merchants Bank E invites loans

Application conditions: you need to have a credit card of China Merchants Bank that is being used normally, and there is no bad repayment record.

The repayment method can be flexibly selected, and interest can be charged at any time at the rate of five ten thousandths per day; Staging also requires that the monthly fee should not exceed.

3. Pufa General Fund

Application conditions: hold the master card of Pudong Development Credit Card, use it normally, and have no bad record.

The loan amount ranges from 1 1,000 yuan to 300,000 yuan, and the loan period is arbitrarily selected between 1-99 days. Interest shall be calculated on a daily basis from the date of application, with the standard daily interest rate of days, and a one-time handling fee will be charged for each application 10 yuan.

4. Suning pays at will

The++products of Suning Consumer Finance Company have the characteristics of low threshold, large amount, fast payment, many concessions and flexible payment. Generally speaking, the amount of arbitrary payment for the first application for Suning will be relatively low, ranging from 3,000 yuan to 8,000 yuan, and the amount of qualified individual users can be very high, reaching tens of thousands. Frequent use of arbitrary payment and multiple installments will help to increase the amount.

The above is the relevant introduction, I hope it will help.

There is a credit card that must be loaned.

There are still many online lending platforms, and the application threshold is different. Today, Bian Xiao wants to introduce you to several online loans that can be made by credit card. So which ones are made by credit cards? Bian Xiao will recommend it to you today.

There are still many online lending platforms, and the application threshold is different. Today, Bian Xiao wants to introduce you to several online loans that can be made by credit card. So which ones are made by credit cards? Today, Bian Xiao will recommend several online loans that must use credit cards.

1. Apply for staging music now.

Staging music is an installment loan for shopping malls, with a maximum loan amount of 50 thousand yuan. If you have an online loan with a credit card, you can apply for music repayment directly. The longest loan period is 18 months, and the product line can be used for shopping or cash withdrawal.

2. Return it and apply immediately.

Huanbai is also an old credit card loan. If you have online loans, you must use credit cards. The loan amount is generally around 20,000, with a maximum of 200,000. The service period is 1- 12. Users aged 22-50 with credit cards can apply on the same day.

3. Xiao Qing loan

This trough is a new product of CreditEase and is not shared with other products. The loan amount is less than 30,000 yuan, and the service life is 12 months. You can apply by credit card, and the next payment will be higher. It should be noted that this slot is for online credit investigation.

4, easy to stage

Easy staging is a big staging under Lacarra, and it is also relatively old. Credit card users can borrow up to 654.38 million yuan, and the service period is 3- 12 months. This product is also a loan from a regular licensee, so they need good personal credit information when applying.

5. Flexible loans

Flexible loans have been online for a long time, and the payment rate has been relatively stable. At present, Taobao certification has been cancelled, and basically a credit card is needed. The maximum loan amount is 50,000 yuan and the maximum service life is 12 months. You don't check the credit information when you apply, but you will check hundreds of lines of credit information. Please pay attention to repayment on time.

These are all online loans that must be made by credit card. Friends in need can refer to it. These loans are formal licensed financial loan products, and some of them have certain requirements for credit reporting. Whether to check the credit information needs to pay attention to the loan contract at the time of application. For users with good credit, it is also easy to lend money.

Let's talk about what online loans can be made by credit cards.