Job Recruitment Website - Job information - Why does finance freeze the quota immediately?
Why does finance freeze the quota immediately?
1. Abnormal repayment: if the immediate finance is overdue, it is easy to freeze the line, and the automatic deduction fails on the repayment date. Even if the late manual repayment is not overdue, it is easy to think that the repayment ability is insufficient, so the quota is frozen:
2. Insufficient comprehensive score: Finance will immediately make irregular comprehensive evaluation of users' information. If the recent credit investigation and abnormal bank flow affect the comprehensive score, the bank will be frozen and the loan cannot be continued;
3. Tighter audit requirements: In recent years, the supervision of online loans has become stricter, and the audit requirements have become stricter. Many people who can borrow money last year can't borrow it this year, or they can't borrow it next month. The quota will not be released until the risk control is relaxed, so they can only wait patiently.
It is suggested to deposit the full amount of funds one day in advance of the repayment date to ensure timely repayment and maintain a good credit and economic level. Once the requirements are met, the financial department will automatically unfreeze the quota.
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