Job Recruitment Website - Job information - I borrowed 65438+100000 from the intermediary and received 20000 from others.
I borrowed 65438+100000 from the intermediary and received 20000 from others.
It is not illegal for a loan intermediary to introduce other people's loans. But if you get the customer's phone number and personal information and sell it, it is illegal. Some also create false information, which directly constitutes the economy.
The main reasons why loan intermediaries are not illegal are as follows:
According to the constitution, property law, contract law, company law, guarantee law, general principles of civil law and other legal forms, it is confirmed that market entities have the right to borrow and benefit from their own funds. Article 40 of the Law of People's Republic of China (PRC) on the Promotion of Small and Medium-sized Enterprises encourages all kinds of social intermediary institutions to provide information consultation, investment and financing, loan guarantee, legal consultation and other services for small and medium-sized enterprises.
Intermediary refers to the connection between opposing poles in different things or the same thing. Opposing poles are combined through intermediary. The intermediary was polarized by the struggle of opposites, which led to the rupture of unity.
Intermediary is an organization that provides intermediary services to customers. It can't directly provide corresponding services and commodities, but it can find and arrange these services and commodities for you to choose and decide. For example, if you want to hold a small party at home, you need some professional waiters and chefs. You can find these people for you through an intermediary. You may also need a venue layout. Intermediaries can also arrange the purchase and layout of goods.
There are many intermediaries, mainly trade intermediaries (providing trade information, customers and other related information), service intermediaries (providing information on the tertiary industry, such as domestic companies), network intermediaries (providing services through the network), logistics intermediaries, real estate intermediaries (including rental and sale), used car intermediaries (all kinds of used car service information), marriage intermediaries (arranging blind date and marriage) and so on.
The so-called intermediary, from the word point of view, is "to play the role of a medium in the middle." The organization that mainly carries out intermediary activities is the intermediary. Therefore, to clarify what is intermediary, we must first understand what is intermediary activity. Generally speaking, intermediary activities refer to the activities of intermediaries (natural persons or legal persons) to help Party A and Party B reach an agreement/contract. In the intermediary process, it involves signing, publishing, looking for the client's partner, coordinating the signing of the contract between Party A and Party B, helping to complete the signing and recourse, and getting paid. The intermediary's task is to find partners for customers and play the role of temporary coordinator, rather than the substantive partners or buyers and sellers that any party wants.
Is it illegal to introduce a friend to borrow money from the boss and accept the handling fee from the boss?
Of course it's illegal.
It is illegal to charge high fees for helping others to borrow money. Generally speaking, loans will not be charged in advance, and the charges are basically liars. Loan interest (within 24% of absolute protection and 36% of relative protection) should be repaid. However, it is an illegal interest expense, which can be considered appropriate based on the principle of good faith and has the right to refuse to pay compound interest. The overpaid part can be returned.
1. According to Article 26 of the Provisions of the High Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases, if the interest rate agreed by both lenders and borrowers does not exceed the annual interest rate of 24%, the people shall support it. The interest rate agreed between the borrower and the borrower exceeds the annual interest rate of 36%, and the interest agreement in excess is invalid. If the borrower requests the lender to return the interest paid in excess of 36% per annum, the people shall support it.
2. According to the provisions of Article 31 of the Provisions on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases by the High Court, the debtor can claim the overpaid part (through consultation, mediation and litigation).
Do I need to know the purpose of the lender's loan by introducing others to borrow through an intermediary?
Need. To introduce others to borrow money through an intermediary, it is necessary to know the purpose of the lender's loan. For example, mortgage loans cannot be borrowed through other channels. Loan is a form of credit activity in which banks or financial institutions lend monetary funds at a certain interest rate and must return them.
Introduce a friend's loan, and now I suspect that I am an introducer. Can I file a report?
Hello, yes, if you have evidence, you can report the investigation. This is very serious. If you really doubt it, you need to provide evidence. It is recommended to call the police after confirmation, which is generally handled by the economic investigation department of the public security bureau.
Can private loan introducer get commission?
Yes
General private lending is a private lending behavior that lends private funds to people who need money and earns high interest.
Introducers can get considerable commissions, and all kinds of intermediaries are also "activists" in the "private lending" market. Intermediaries of "private lending" can get a commission of up to 65% of the loan amount. These intermediaries cooperate with private lenders to get what they need.
After the introduction, I borrowed 65438+ Wanxiang Intermediary to introduce others' loans, and received 20,000. I wonder if you have found the information you need?
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