Does HSBC have personal loan business?

HSBC has a personal loan business. The application process for unsecured personal loans of banks is as follows:

(1) Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials;

(2) Provide stable proof of address, house lease contract, water and electricity bills, property management and other relevant certificates;

(3) Provide stable proof of income source, bank flow sheet and labor contract.

The main business of HSBC branch in China can be divided into two categories: first, corporate banking, including project loans and real estate loans, import and export bills and bill collection, securities custody and B-share business, foreign exchange fund arrangement, etc. Second, retail banking business, such as deposit account, remittance, traveler's check, credit card, merchant service, etc.

Hongkong and Shanghai Banking Corporation Limited is a foreign-funded bank. The Chinese literal translation is "The Hongkong and Shanghai Banking Corporation Limited", the English abbreviation is HSBC, and the Chinese abbreviation is "HSBC", which means "Fenghui".

The Hongkong and Shanghai Banking Corporation Limited is a wholly-owned subsidiary of HSBC Holdings Limited, which is a founding member of HSBC Group and its flagship in the Asia-Pacific region. It is also the largest registered bank in China Mainland and Hong Kong, and one of the three largest note-issuing banks in China Mainland and Hong Kong (the other two are Bank of China (Hong Kong) and Standard Chartered Bank). Headquartered in the Hongkong and Shanghai Banking Corporation Building,No. Kloc-0, Queen's Road Central, Hongkong and Shanghai Banking Corporation and its subsidiaries have set up about 700 branches and offices in the Asia-Pacific region.

Hongkong and Shanghai Banking Corporation opened in Hong Kong. When it opened, it took Victoria Building, owned by Sassoon Foreign Firm and located in Victoria Street (now called Bank Street) in Central as its headquarters, and obtained the right to issue banknotes. The headquarters location is similar to that of 20 12, and it was purchased at 1886 and converted into the second-generation head office address.

/kloc-In the 1980s, CFBC closed down due to the loss of Ceylon coffee, and HSBC obtained the current account of the Hong Kong government from CFBC and became a quasi-central bank in Hong Kong. 1872 was authorized by the British Hong Kong government to issue 1 yuan banknotes to supplement the serious shortage of 1 yuan silver coins. After World War II, HSBC shouldered the heavy responsibility of rebuilding Hong Kong's economy. HSBC is the last rescuer of two banking crises: 1960s and 1980s.

On the other hand, HSBC has set up a headquarters in Kowloon to handle accounts and services in Kowloon and the New Territories. The HSBC Tower in Mong Kok, located at 673 Nathan Road, Mong Kok, Kowloon, is the second headquarters. In addition, 1999, HSBC moved into the HSBC Center in the office complex in Tai Kok Tsui, which belongs to the first phase of the MTR Olympic Station property development plan. The original site of HSBC Center is the bus terminus in Tai Kok Tsui, 65438. When the office building was unnamed, the developer Xinhe Group sold the office building to HSBC for HK$ 4 billion as the human resources department of the logistics headquarters, and moved part of the business of the former Mong Kok branch away, so it was named HSBC Center.

HSBC is a market leader in Hong Kong. In the deposit market, the market share of HSBC in Hong Kong is 24%, while the market share of credit card balance is 29%, and the market share of mortgage loan and life insurance is about 17% and 20% respectively.