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How long does it take to transfer the property in Changchun?
Buying a house in full, landlord's loan: both parties reach an agreement, and the landlord accepts the next down payment and starts to calculate: both parties agree on a contract signing date; Within three working days after the signing of the general contract, the next family will pay the down payment to the intermediary company for supervision; The landlord, the next home and the intermediary company witnessed the repayment of the landlord's outstanding bank loan! After 7 working days, the bank loan ends, and both parties agree on the time when the real estate will enter the trading center! On the day of entering the trading center, the next home pays the original landlord all the house payment except the final payment! After 20 working days, get a new real estate license; Handle the handover formalities of real estate with the new real estate license, and transfer the ownership of water, electricity and coal! Finally, when the house is handed over, the next home will give the balance to the original landlord! (Generally, it is 1 1,000 yuan, or 1% of the house price)
Buying a house by loan: first, review the loan amount and credit standing of the next home; After the verification is correct, both parties reach a sales agreement. The landlord accepted the next deposit and began to calculate: both parties agreed on a signing date; Within three working days after the signing of the general contract, the next family will pay the down payment to the landlord; The next home signs a loan agreement with a loan company or bank; After the loan review is completed within 7 working days, both parties agree on a time when a property will enter the trading center! Get a new real estate license after 20 working days in the trading center; The bank lends money to the original landlord with the new real estate license! Handle the handover formalities of real estate with the new real estate license, and transfer the ownership of water, electricity and coal! Finally, when the house is handed over, the next home will give the balance to the original landlord! (Generally, it is 1 1,000 yuan, that is, 1% of the house price). Both companies have loans: first, review the loan amount and credit status of the next one; After the verification is correct, both parties reach a sales agreement. The landlord accepted the next deposit and began to calculate: both parties agreed on a signing date; Within three working days after the signing of the general contract, the next family will pay the down payment to the intermediary company for supervision; The landlord, the next home and the intermediary company witnessed the repayment of the landlord's outstanding bank loan! After 7 working days, the bank loan ends, and the next company signs a loan agreement with the loan company or bank; After the loan review is completed within 7 working days, both parties agree on a time when a property will enter the trading center! Get a new real estate license after 20 working days in the trading center; The bank lends money to the original landlord with the new real estate license! Handle the handover formalities of real estate with the new real estate license, and transfer the ownership of water, electricity and coal! Finally, when the house is handed over, the next home will give the balance to the original landlord! (Generally, it is 1 1,000 yuan, that is, 1% of the house price). The deposit is generally 5000 to 10000 yuan; If it is a high-priced property, it is generally 65438+ 0% of the total house price! Once the landlord accepts the deposit, it means that the contract is executed in advance; If the landlord wants to breach the contract because of the fluctuation of house prices, he will not only refund the deposit, but also compensate you for the compensation equivalent to the deposit amount! If the next home defaults, then the landlord can confiscate the deposit! There are two ways to hand over the house: 1. Clear the house, that is, hand over the house after paying the final payment; 2. Deliver the house on the signing day! This delivery method should be discussed with the landlord! Generally, it is paid in plain code! Things to bring when trading: ID cards and real estate licenses of both parties! If you have a single certificate, just go to the local police station to issue a certificate! Pay the balance to the key! Moreover, the delivery of the house payment is concluded in the contract, and failure to give it is a breach of contract! The liquidated damages are very high, and the highest I have ever seen is 20% of the total house price!
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