Procedures and expenses for buying and selling second-hand houses in Huaihua

Specific charges for second-hand housing transactions: agency fee: 1, accounting for 1.5% of the total transaction amount. Generally, the buyer pays 0.8%, the seller pays 0.7%, and some of them are house payment. The agency fee can be negotiated by the buyer and the seller. Various taxes: 1, personal income tax: 65,438+0% of real estate assessment's amount (the real estate license is within five years) 2, business tax: 5.5% of real estate assessment's amount (the real estate license is within five years) 3, deed tax: 65,438+0.5% of real estate assessment's amount, which exceeds 3% of 120 flat 4. Stamp duty: 0.05% of the appraised amount of real estate; other expenses: 1. Education surcharge: 3% of business tax (within five years of real estate license) 2. Local education surcharge: 1% business tax (within five years of real estate license) 3. Urban construction and maintenance fee: 7% of business tax. 4. Appraisal fee: 0.5% of the real estate appraisal amount. 5. Transaction cost: 5 yuan per square meter for the main house. Basement 9 yuan, garage 6. Survey fee:1.7 per square meter in 32 yuan. Land appraisal fee: 350 yuan 8. Real estate registration fee: per square meter 100 yuan 9. Mortgage registration fee: 65,438+00 in 230 yuan (with loan) Cost: 65,438+08 yuan per square meter. Loan service fee: 65,438+0% of the loan amount, loan evaluation fee and loan insurance fee are generally 0.65,438+0% of the loan period multiplied by the loan amount, and the charging standard may be appropriately increased, but it shall not exceed 3% of the transaction price. The collection methods and standards of agency fees for the assignment of land use rights shall be stipulated separately. You can check the related website: www.fdc668.com, so I won't introduce it in detail. The agency fee for renting a house, regardless of the length of the lease, is based on the transaction rent from half a month to January. SOSO users may 25th, 2009 17: 39. If they don't go through the intermediary, they need to pay the following fees: 1. The deed tax shall be borne by the buyer according to regulations and collected by the real estate finance department. Ordinary housing%, high-grade housing (including1over 44 square meters 144 square meters) 3%, non-residential 4%. 2. Handling fee and registration fee: it is agreed that both the buyer and the seller shall bear half. 3. Business tax and personal income tax shall be borne by the seller. Ordinary houses with a real estate license date of more than two years are exempted, and those with less than two years pay 5.5% business tax and 1% personal income. If it is a high-grade residence with two years but less than five years, the difference between business tax and personal income tax will be paid. Consult the local taxation bureau, finance bureau and housing management department specifically.