Job Recruitment Website - Property management - What are the conditions for buying a house in Hyde Park with a provident fund loan, and how to calculate the taxes and fees for new house transactions?
What are the conditions for buying a house in Hyde Park with a provident fund loan, and how to calculate the taxes and fees for new house transactions?
The conditions for purchasing a house in Hyde Park with provident fund loans include: 1. The borrower must have an account in the city where Hyde Park is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement for the purchase of self-occupied houses in Hyde Park, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged for the purchase of Hyde Park loans; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.
The new house transaction tax in Hyde Park includes deed tax, maintenance fund and property management fee. Deed tax of Hyde Park: the deed tax to be paid for buying a new house is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the average commercial house is halved, that is, 1.5-2.5%. Hyde Park Maintenance Fund: charged by multiplying the construction area by a certain amount. Hyde Park property management fee: paid after the house is delivered, and the specific grade rate is implemented according to the regulations of local price departments.
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!
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