What should I pay attention to when buying a second-hand house?

Choosing a second-hand house in Harbin should not only pay attention to the price, location, apartment type, traffic and surrounding environment. We should also pay attention to whether the property rights and procedures of second-hand houses are complete, especially before signing the contract, we must make clear the price, taxes, payment methods, transfer time and property delivery.

Below, let's take a look at how to choose second-hand houses in Harbin:

Tip 1: Are the property rights and procedures of the house complete?

Real estate license is a rare certificate to prove the owner's ownership of the house. There is no real estate license, which is extremely risky for the buyer. The owner can mortgage or resell the real estate license, even if it is not obtained in the future, the owner can mortgage and resell it.

Therefore, it is best to choose a house with real estate license for trading. Some houses * * * have many rights * * *, such as heirs * * *, families * * * and couples * * *, so the buyer has to sign a house sales contract with all * * * people. If only some * * * people dispose of * * *' s property without authorization, the sales contract signed by the buyer and the seller is generally invalid without the consent of other * * * people.

Therefore, market participants of "Trust One Day" believe that; The most effective way is to entrust a reputable and professional real estate brokerage company to undertake the guarantee responsibility, verify the true identities of buyers and sellers, and confirm that there is no property right dispute.

Tip 2: Make clear the sales price and tax obligation.

When signing the contract, you must indicate the official sales price, as well as the transaction time, transaction taxes and fees, which party is responsible for the taxes and fees.

Judging from the current tax policy, the taxes and fees paid by the owners in the process of buying and selling real estate are: business tax, personal income tax and stamp duty; Taxes and fees paid by customers include deed tax, land transfer fee and stamp duty (50-50 split with owners).

Tip 3: clarify the responsibilities of buyers and sellers.

Signing this clause is very important. If one party bears the liability for breach of contract, what kind of rights should it have, what kind of compensation should be given to the interests of both parties when signing the contract, the amount of liquidated damages and delivery time should be clearly written, and there can be no objection.

Tip 4: Define the payment method and time.

Both parties shall specify the payment method and time in the contract. Such as the proportion, quantity and time of the down payment and the final payment, so as to ensure that the buyer can have evidence to follow when defaulting by stages or reducing the payment amount, and better safeguard his own rights and interests. In the case of buying and selling second-hand houses, it is not uncommon for customers to buy second-hand houses through loans, but it is not uncommon for the transactions to fail because the loans are not approved. Therefore, in order to avoid wasting unnecessary time, the owner should confirm whether the customer can be approved as soon as possible.

Tip 5: the transfer time should be clear.

The transfer time should be clear, and the buyer is most concerned about when the house will eventually belong to me. Therefore, the agreed transfer time is one of the more important terms in the contract, and the buyer needs to be cautious and sign an accurate deadline.

Tip 6: Property delivery should be clear.

Don't forget the property delivery stage when signing the sales contract. The delivery time of water, electricity, gas, property, heating and other expenses must be agreed in the payment terms. For the payment time and standard of property fees, heating fees and other expenses, the contents of the agreement should be changed in the original owner's unit, and the cooperation that the seller should make when the buyer needs to change the agreement should be clearly indicated in the contract to safeguard the interests of the buyer.