Standard, proportion and base of medical insurance payment for Bozhou residents in 2022-2023

It was learned from the Municipal People's Social Security Bureau that the payment standard of basic medical insurance for urban residents in our city was adjusted, and the per capita payment of minor residents such as primary school students was increased from 20 yuan to 50 yuan; Adult residents increased from 100 yuan to 120 yuan; The payment standard for college students remains unchanged, and it is still 35 yuan/person/year.

According to the policy, all unemployed adult residents in cities and towns, primary and secondary school students studying in cities and towns, foreign investors, migrant workers, non-local registered children studying in cities and towns, and college students who are not included in the basic medical insurance system for urban workers are all insured objects of urban residents' medical insurance. The financing of medical insurance for urban residents consists of individual contributions and financial subsidies, and the government gives each insured resident 380 yuan financial subsidies every year.

At present, the payment of basic medical insurance for urban residents in our city has been started, and three types of individual payment standards have been adjusted: on the basis of per capita payment of 20 yuan, primary and secondary school students and other minor residents will be increased from 30 yuan to 50 yuan/person/year; On the basis of per capita 1.000 yuan, adult residents will increase 20 yuan to 1.20 yuan per person/year; The payment standard for college students remains unchanged, and it is still 35 yuan/person/year.

As far as I know, the medical insurance fund is mainly used to pay for hospitalization, serious illness and chronic disease outpatient expenses of insured residents. At present, the proportion of hospitalization expenses within the scope of the basic medical insurance policy in our city has reached more than 70%, and the top line of medical insurance is: 200,000 yuan for students and minors, 6,543,805 yuan for adult residents and 200,000 yuan for special diseases. Individuals who pay compliance fees exceeding 20,000 yuan will enter critical illness insurance, and will be compensated for critical illness according to different fees, with no upper limit.

According to reports, urban residents who meet the insurance conditions can go through the payment procedures in the community where the household registration is located, and primary and secondary school students and college students will participate in the insurance on a school basis. This year, the insurance payment for urban residents' medical insurance will basically end before 10.