As long as you have a Everbright credit card, you can get a loan. What kind of loan is it?

1. What kind of loan can I borrow as long as I have Everbright Credit Card?

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2. What are the offline loans of China Everbright Bank?

Offline loan of China Everbright Bank: Revolving Easy Loan is a personal credit loan provided by China Everbright Bank for high-quality housing mortgage customers. Everbright mortgage customers can apply for this loan to dispel their financial concerns after buying a house, with a maximum of 300,000 yuan, which can be borrowed and repaid in a cycle, with a maximum loan period of 3 years. Online application is not supported. You need to bring a copy of your ID card and proof of income to the outlets for an interview.

3. How long will it take to sign the contract after the offline loan of China Everbright Bank is approved?

The offline loan of China Everbright Bank has been approved, and it will take five working days to sign the contract. According to the relevant interest, the time for issuing and lending to complete mortgage registration is decided after approval, which is about 15 working days for approval. After the approval, the bank will issue a mortgage certificate and finally lend the money to the lender.

4. What products does Everbright Commercial Loan have? These quotas are very high!

Nowadays, many people begin to choose to start their own businesses, and the biggest problem they face is capital. Many banks provide commercial loans to small and medium-sized business owners. Today, I will introduce the large commercial loan of China Everbright Bank, hoping to help you.

First, the fast loan for building houses refers to the loan obtained by China Everbright Bank with houses or commercial houses as collateral to meet the loan conditions. The maximum loan amount is10 million yuan, and the loan period is as long as 20 years. The loan amount can be recycled and can be repaid together with the loan. Second, in addition to business-related loans, business-related loans also include chain-type fast loans, POS fast loans, and political and mining fast loans. If you meet the requirements of one of these loans and just need a loan, you can apply for a try. The product loan amount is very high. III. Commercial housing loans Commercial housing loans include commercial housing mortgage loans, commercial housing renovation loans and commercial housing mortgage loans. These loans are mainly used for the purchase or decoration of commercial housing, and the amount is generally high. Fourth, equipment financing loans include construction machinery mortgage loans and operating vehicle mortgage loans. These two products have one thing in common, which is the advantages of low threshold, long loan period and flexible repayment. V. Operating property loans This loan is mainly issued to people who hold commercial real estate. The mortgage can be up to 30 million. If it is in cities such as Beijing, Guangzhou and Shenzhen, the amount can be as high as 50 million yuan, and the loan period is 15 years. Applying for insurance channel loans can be used for daily production, operation and consumption. This is a cooperation between China Everbright Bank and insurance companies. This kind of loan is divided into personal micro-credit loan and personal micro-mortgage loan.