20 18 what are the purchase restriction policies for Guangzhou real estate?

With the continuous development of the economy, the first-tier cities in the north, Guangzhou and Shenzhen have become places that many young people yearn for. Many young people want to pursue their dreams in Guangzhou, and the ideal state is to settle down and develop in Guangzhou. As a coastal city, Guangzhou has a relatively developed economy and a humid climate, but it is not easy to buy a house in Guangzhou, so people pay more attention to Guangzhou's real estate purchase restriction policy. Next, Bian Xiao will introduce the 20 18 Guangzhou real estate purchase restriction policy to you.

Guangzhou real estate purchase restriction policy

1. Guangzhou's housing purchase restriction policy requires households with registered residence in this city to buy two sets of houses, and households without registered residence in this city should also provide proof of personal income tax payment or social insurance payment for more than three years in this city to buy 1 set of houses. Families registered in different places cannot buy houses by paying personal income tax or social insurance.

2. Strictly implement the existing differentiated housing credit policy, and stipulate that the down payment ratio is 30% for families who purchase the first self-occupied house by loan. For families who own 1 house and have settled the corresponding housing loan, they will apply for loans again to purchase ordinary self-occupied houses in order to improve their living conditions.

3. For households with 1 house and outstanding housing loans, if they apply for commercial personal housing loans to buy ordinary self-occupied houses again to improve their living conditions, the down payment ratio shall not be less than 70%, and the third and above housing loans will be suspended.

What are the policies of Guangzhou Housing Condition 20 18?

If it is a household registered in this city, it will continue to purchase 2 sets of houses, while for non-household registered in this city, it will be adjusted to "continuous payment of personal income tax or social insurance in this city for 5 years before the date of purchase" and the purchase will be limited to 1 house.

Bian Xiao's conclusion: The above content is about the introduction of Guangzhou real estate purchase restriction policy, and I hope it will help you. I believe that after reading the above, you will know more about Guangzhou's real estate purchase restriction policy, and you can refer to it if you need it in the future.