How to open a bank guarantee, and what qualifications do ordinary enterprises need to apply for a bank guarantee?

Take the Agricultural Bank of China as an example:

1. Information to be filled in and submitted for performance bond, advance payment bond, bid bond, maintenance bond and retention deposit:

1. Fill in the application for opening a domestic letter of guarantee;

2, the feasibility study report of the guarantee project or the project bidding and the approval of the competent government departments and other related approvals;

3. The basic contract or letter of intent under the guarantee;

4. Letter of intent for guarantee contract;

5. Counter-guarantee commitment letter and related property mortgage materials;

6. Letter of guarantee format;

7. The applicant's basic credit information, the annual or semi-annual financial statements (balance sheet, income statement and capital verification report) audited by a certified public accountant and stamped or signed by his accounting firm;

8. Basic credit information of the beneficiary.

Two. Information to be filled in and submitted in the counter-guarantee letter of tax payment guarantee:

1. Application for opening a letter of guarantee;

2. Open a letter of guarantee agreement;

3. A copy of the processing trade contract;

4. Special business license approved and registered by the administrative department for industry and commerce;

5. Provide the filing form of the State Administration of Foreign Exchange;

6. Approval from the Ministry of Foreign Trade and Economic Cooperation;

7. Export license.

Three. Materials to be filled in and submitted for customs risk bond guarantee:

1. Application for opening a customs risk bond;

2. Business license, ID card and its photocopy, certificate of legal representative or power of attorney of legal person and its photocopy;

3, the original annual financial report (including balance sheet, income statement and cash flow statement), conditional should also be approved by the finance department or accounting firm;

4. Articles of association of the enterprise or joint venture or cooperation contract or agreement approved by the competent department and capital verification certificate;

5. An enterprise legal person with a company system shall provide articles of association; If the articles of association restrict the legal representative from handling credit business, a resolution or power of attorney agreed by the board of directors shall be provided;

6. Loan certificate (card) issued by China People's Bank;

7. Organization code issued by technical supervision department;

8. New customers also need to provide the seal card and the signature pattern of the legal representative.

Extended data:

differentiate

Guarantee is a responsibility in civil law and a personal guarantee different from property insurance. It is a guarantee method that the third party and the creditor agree that when the debtor fails to perform or cannot perform the debt, the third party will perform the debt or bear the responsibility according to the agreement or legal provisions, which can be divided into general guarantee and joint guarantee.

Letter of guarantee is the responsibility of international economic law. Hamburg Rules stipulates that the shipper can issue a letter of guarantee to the carrier in exchange for a clean bill of lading, and the letter of guarantee is only valid between the shipper and the carrier. There is no provision on letter of guarantee in China's Maritime Law, so we should refer to the above provisions in practice.

References:

Baidu encyclopedia-letter of guarantee

References:

Baidu encyclopedia-bank guarantee