Notice of repossession of property in Hubei Province

On July 24th, the People's Government of Shiyan City, official website, Hubei Province issued the Implementation Opinions on Promoting the Stable and Healthy Development of the Real Estate Market (hereinafter referred to as the Opinions). The Opinions put forward 15 measures from four aspects: reasonably adjusting regulatory measures, effectively reducing costs and burdens for enterprises, increasing financial support, and supporting enterprises to speed up the resumption of work and production.

These measures include adjusting the image progress standard of urban commercial housing pre-sale, adjusting the proportion of pre-sale supervision funds and allocation nodes, adjusting the proportion of land bid bond, paying land transfer fees by stages, delaying the payment of urban infrastructure matching funds, delaying the declaration and payment of taxes, giving tax relief support, implementing the phased support policy of housing provident fund, increasing the government's efforts to purchase services, supporting enterprises' reasonable financing needs, improving differentiated individual housing loan services, ensuring land supply, improving the efficiency of examination and approval services, allowing planning examination and approval procedures, and improving performance methods.

The "Opinions" pointed out that according to the spirit of the "Notice of the General Office of the Provincial People's Government on Printing and Distributing Several Measures to Promote the Stable and Healthy Development of the Construction Industry and the Real Estate Market" (E Zheng Ban Fa [2020]13), in order to thoroughly implement the spirit of the "Important Speech on Promoting the Prevention and Control of Epidemic in COVID-19 and Inspecting the Prevention and Control of Epidemic in our Province", we adhered to the positioning that "the house is for living, not for speculation" and effectively responded to the impact of the epidemic.

It is reported that the Opinions will be implemented as of the date of issuance and will be valid until 65438+February 3, 20201.

I. Reasonable adjustment of regulatory measures

1. Adjust the image progress standard of urban commercial housing pre-sale. Before June 365438+1October 3 1 in 2020, the image progress standard of pre-sale of commercial housing in urban areas (excluding Yunyang District) will be reduced by stages: if the planned ground floor is below 7 floors, the construction progress will reach 2 floors above ground; If 8 floors above ground are planned to 12 (inclusive), the construction progress will reach 5 floors above ground; If the planned number of floors above the ground is 12, the construction progress will reach 8 floors above the ground. Counties and urban areas should reasonably adjust the image progress standard of pre-sale of commercial housing according to the actual situation, and maintain the balance between supply and demand in the real estate market.

2. Adjust the proportion of pre-sale supervision funds and disbursement nodes. On the premise of controllable risks, for real estate development enterprises with good credit records, the proportion of key supervision funds for the pre-sale of commercial housing can be appropriately reduced, enterprises can be allowed to replace the same amount of key supervision funds through bank guarantees, and 1-2 pre-sale supervision fund disbursement nodes can be appropriately increased. Enterprises that have contributed during the epidemic prevention and control period may apply for the advance of key supervision funds.

3. Adjust the proportion of land bid bond. For the land newly sold before June 65438+1 October1in 2020, the bid bond ratio for land transfer shall be adjusted to not less than 10% of the reserve price for land transfer.

Second, effectively reduce the cost and burden of enterprises.

4. Pay the land transfer fee in installments. The land transferee shall pay not less than 50% of the land transfer price within one month after the signing of the land transfer contract, and the balance can be paid in installments according to the contract and paid before the pre-sale. If an enterprise fails to sign the transaction confirmation, land transfer contract or pay the transfer fee on schedule due to the epidemic situation, it can postpone signing and paying the contract within 3 months after the epidemic situation is eliminated, and no late payment fee will be charged, which will not be recorded in the enterprise credit file.

5. Deferred payment of supporting funds for urban infrastructure. For real estate development projects affected by the epidemic, enterprises can apply for deferring the matching funds of urban infrastructure. The deferred payment time shall not exceed 6 months from the date when the local government approves the extension, and shall be settled before the pre-sale and completion acceptance.

6. Deferred declaration and tax payment. Real estate development, housing leasing and property service enterprises that are difficult to apply for tax returns due to the epidemic situation shall apply for extension of tax returns according to law. If it is really difficult to pay taxes on time, the enterprise shall apply for an extension of tax payment according to law.

7. Give tax relief support. Taxpayers who have suffered heavy losses due to the epidemic and have difficulties in paying urban land use tax and property tax shall, with the approval of the tax authorities, reduce or exempt urban land use tax and property tax according to law. Eligible housing leasing enterprises and property service enterprises can enjoy preferential policies of VAT deduction and tax refund.

8. Implement the phased support policy for housing provident fund. If the housing provident fund loan cannot be repaid normally before June 30, 2020, it will not be overdue, and it will not be submitted to the credit information department as an overdue record, and the submitted loan will be adjusted. For employees who are under great pressure to pay rent, the extraction interval is adjusted to 6 months.

Third, increase financial support.

9. Increase the government's efforts to purchase services. Combined with the reality of affordable housing projects, the funds for affordable housing projects will be used as a whole, and government purchase services will be supported for housing leasing enterprises and property service enterprises seriously affected by the epidemic. Provide sunshine analysis and audit, construction project setting-out, line inspection, area inspection, red line drawing, fire protection, civil air defense design audit and other services for real estate development enterprises. They are all purchased by the government to reduce the land cost of enterprises.

10. Support the reasonable financing needs of enterprises. For real estate enterprises that are greatly affected by the epidemic and have development prospects but encounter temporary difficulties, financial institutions will not blindly lend, cut off loans or suppress loans, and support enterprises to maintain the stability of the capital chain. For real estate enterprises that are seriously affected by the epidemic and have difficulty in repaying due loans, financial institutions are encouraged to extend or renew loans in a market-oriented way and continue to provide financial support for enterprises. Provide financing support for powerful and reputable real estate development enterprises to merge and reorganize related enterprises or projects. Increase financial support for housing leasing enterprises and encourage financial institutions to issue rental housing development loans to eligible housing leasing enterprises. Broaden the direct financing channels of housing leasing enterprises, support qualified housing leasing enterprises to issue corporate credit bonds, and raise funds for housing leasing business.

1 1. Improve differentiated individual housing loan services. Support financial institutions to speed up the approval and issuance of individual housing loans to meet the reasonable financing needs of residents. For those who are hospitalized or isolated in COVID-19, those who participate in epidemic prevention and control, and those who temporarily lose their source of livelihood due to the epidemic, financial institutions should flexibly adjust the repayment arrangements of personal credit such as housing mortgage and reasonably postpone the repayment period. Encourage financial institutions to negotiate with borrowers, and appropriately reduce the interest on individual housing loans for those who temporarily lose their sources of livelihood due to the epidemic, so as to reduce the pressure on repayment funds. All financial institutions should conscientiously implement the reform requirements of the loan market quotation (LPR), do a good job in the conversion of the existing individual housing loan pricing benchmark, and support residents to reduce interest expenses during the downward period of market interest rates.

Fourth, support enterprises to speed up the resumption of work and production.

12. Ensure land supply. Increase the supply of land reserve, reasonably determine the scale, structure and timing of residential land supply, optimize the proportion and spatial layout of residential land, and increase the supply of residential land in a targeted manner. Promote "multi-regulation, multi-test, multi-test and mutual recognition of results". If industrial land is adjusted to commercial, residential and other business land, the government will levy, compensate and reserve, and implement "net land" transfer. Implement "handing over land and handing over certificates".

13. Improve the efficiency of examination and approval services. In-depth promotion of "one network to run" government services, optimize the approval process of real estate development project planning permission, drawing review, construction permission, pre-sale permission and other matters, and improve the approval efficiency. Accelerate the examination and approval procedures of real estate projects through "notification and commitment system" and strengthening supervision after the event. Improve online services such as mortgage loans, opening sales, online signing and filing. For the reasonable financing needs of real estate enterprises, financial institutions should simplify business processes and speed up the approval and issuance of loans.

14. Planning approval procedures are allowed. The construction unit that has signed the Contract for Assignment of the Right to Use State-owned Construction Land may apply for the construction land planning permit and the construction project planning permit in advance on the basis of the Contract for Assignment of the Right to Use State-owned Construction Land and the payment voucher that has paid not less than 50% of the land transfer price.

15. Improve the way of performance. Failing to deliver, start or complete the project on schedule due to the epidemic situation, the epidemic prevention and control period will not be included in the default period, and no penalty will be charged. For real estate development projects that cannot be completed on schedule due to the epidemic situation, the relevant provisions of force majeure shall be applied according to law, and the delivery date shall be reasonably postponed according to the actual situation. Strengthen the judgment of contradictions and disputes in the real estate market, handle them properly in time, and maintain market and social stability.