Job Recruitment Website - Property management - What problems must be paid attention to when buying a second-hand house in Panjin?
What problems must be paid attention to when buying a second-hand house in Panjin?
First of all, Panjin second-hand housing budget, intends to buy an apartment, if the first suite is the main investment, with geographical location as the first reference factor, the first choice of living type (70-year property right), while paying attention to the surrounding housing facilities. Carefully choose the second-hand housing broker in Panjin, and try to see the broker choose real estate instead of listing agent. Nowadays, many people check the listing information on the application or computer before communicating with the intermediary. Sometimes they tend to look at the house first, without paying attention to which agent is the first.
Agents are now interested in a group of regular buyers. This is our only list, which means you can buy this suite before you have to share it with them. In addition, after reporting the second-hand housing budget of Panjin to the broker, the list that the broker found for you will not be in your budget. They should exceed the budget by 5-65438+ million or more, so you should talk to the broker first and exceed the budget. You can't see the second-hand house in Panjin. In addition, before looking at second-hand houses in Panjin, please discuss the intermediary rate with the intermediary. Try to choose a large intermediary company, such as chain home, control the budget, and don't listen to the intermediary; Let's talk about the agency fee first and then look at the house.
Second, the stage of buying second-hand houses in Panjin. It's about the second-hand house in Panjin, ready to sign a contract with the owner. There are two things to do before signing the contract. The first is to negotiate the price with the shopkeeper. There is also looking for property to make sure that the property rights of second-hand houses in Panjin are clear. Remember, there are two. This means that the house is unsafe and the property rights are clear. When buying a house, the intermediary only gave the first piece of paper. I didn't know that this second-hand house in Panjin had a mortgage loan, which led to the house being sealed at that time.
After confirming the clear property rights of second-hand houses in Panjin, we are ready to sign a contract to buy a house. In the process of reviewing the purchase contract, remember to check the liability for breach of contract. Now, if the buyer and seller can't complete the transaction, most contracts agree to pay compensation. 10% of the total house price of the other party is the penalty. At the same time, it is best to add supplementary clauses to the contract to limit the responsibility of the middleman. If the transaction is unsuccessful, all or part of the agency fee must be repaid. ?
Third, by signing a second-hand housing contract in Panjin, if a mortgage loan is required, the broker will also charge the so-called loan handling fee and commission to evaluate a sum of money. The money was actually collected by the bank. Under normal circumstances, it is generally not more than 2K (in fact, even if there is no 2K, the bank will contact the company for internal evaluation, and the evaluation fee is about 900. Interest rate mortgage is free. But the broker won't tell you, everyone will say that the mortgage company has collected money and charged 1% of the total house price. Therefore, it is suggested that the longer the loan period, the better, and it can also be judged according to your own economic situation.
Fourth, the transfer of second-hand housing in Panjin, if you can transfer the second-hand housing in Panjin smoothly, but you still can't take it lightly, remember to transfer the house first, then transfer it to the owner, and keep all the receipts and vouchers. In the real estate license, you must also remember that you must bring your ID card and be accompanied by bank staff. At this time, it doesn't matter what the owner and middleman have. But in the later stage, intermediaries are needed to cooperate with recycling.
Since then, the purchase of second-hand houses in Panjin has ended smoothly. Everyone must know more about it so as not to be deceived.
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