The Cash Value of Wealth Tianxi Children for 3 Years

Case study: 35-year-old Mr. Wang intends to take out an annuity insurance for Ping An Wealth Tianxi, and chooses to pay for 5 years, with an annual payment of 1, 006,5438+0,000 yuan to guarantee his life, and the basic insurance amount is 38 1, 003.95 yuan. Mr. Wang Can obtained the following security benefits:

1, special survival allowance: When you are 40 years old and 4 1 year old, you can get 50,000 yuan respectively.

2. Survival annuity: when you are 42 to 64 years old, you can receive 7620.79 yuan per year.

3. Pension: from 6 1 year to life, you can receive11431.18 yuan annually.

4. Dividend: Participate in the dividend distribution of Fortune 500 enterprises for life, and the dividend is uncertain.

5. Death payment: the premium and cash value paid are greater.

6. Universal account: if you don't receive the above subsistence allowance, pension and dividend, you will be automatically transferred to the universal account and enjoy the expected annual interest rate of 1.75%, with 4.5% in the middle and 6% at the top.

Taking the mid-range interest rate of 4.5% as an example, Mr. Wang Can obtained the following total survival benefits:

When Mr. An was 36 years old, his total survival income was 93,023 yuan.

When Mr. An was 40 years old, his total survival income was 532,782 yuan.

When Mr. An was 50 years old, his total survival income was 830,487 yuan.

When Mr. An was 60 years old, his total survival benefit was 1294076 yuan.

When Mr. An was 70 years old, his total survival income was 2020635 yuan.

When Mr. An was 80 years old, his total survival benefit was 365,438+0,570, 58 yuan.

Summary: From the above contents, Mr. Wang insured Ping An Fortune Tianxi Annuity Insurance, and chose to pay for five years, with an annual payment of 100 100 yuan, which means that Mr. Wang insured Ping An 20 18 Fortune Tianxi with a premium of 500,500 yuan. If consumers have insurance needs, you can find out! This supermarket is rich in products and cost-effective. There is always a product for you.