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Sample pictures of Chengdu real estate license
Pictures of Chengdu real estate license
Loan method of Chengdu real estate license 1, where the buyer and the seller sign a house sales contract and stipulate the down payment, loan and final payment;
2. The purchaser and spouse apply for a loan from the bank, and the seller and spouse are present for confirmation;
3. The bank examines and approves the loan application;
4. The buyer signs a loan and guarantee contract with the bank;
5. The seller transfers the property right of the house to the buyer, and the seller obtains the down payment from the buyer;
6, the buyer and the bank for real estate mortgage registration (or by other natural persons and legal persons to provide phased guarantee for the buyer);
7. The bank issues loans to the seller's account;
8. The buyer and the seller settle the house payment, and the seller obtains the final payment from the buyer;
9. The purchaser takes over the house and repays it on a monthly basis (in the case of installment guarantee, the purchaser and the bank will re-register the house mortgage).
The first step of the method for handling the real estate license in Chengdu: make sure that the developer has made the initial registration, that is, stipulate the time limit for the developer to handle the initial registration in the big house purchase contract, especially the time limit for the developer to handle the initial registration and the obligation to notify in time after completion, and clarify the' liability for compensation' that should be borne if it is not handled in time.
Step 2: When you get the application form for registration of house (land) ownership of the management department, ask the developer in advance which department the property right certificate should be handled, and then ask the department directly to avoid going astray. If you want to apply for two certificates, you may have to go to two departments and get two different application forms.
Step 3: Get the map (table). Because the surveying and mapping table is an important basis for the registration department to determine the area marked on the real estate license, and it is one of the necessary materials.
Step 4: Fill in the form, stamp it and get the relevant documents. When you ask the relevant departments in front, you must be clear about which documents you need to take, and get them all at once, so as to avoid the pain of running around.
Step 5: Pay the public maintenance fund and deed tax, whether it is collected by the community or the bank, you need to keep the payment voucher. The payment voucher of these two payments is a necessary voucher for handling the property right certificate, and once lost, it will affect the handling of the property right certificate.
Step 6: Submit the application materials, mainly including the following contents:
Stamped application form for house sales contract * * Some buyers and sellers who signed the pre-sale contract have confirmed the house number, the measured area of the house, the settlement of house price, surveying and mapping map, the house registration form and household plan, two special receipts for special maintenance funds, the deed tax payment or tax exemption certificate, and the identity certificate of the purchaser (copy check the original) * * Some have submitted the prepayment certificate of the agreed bank, and the specific requirements vary from place to place, so be sure to ask clearly in advance. Be sure to keep the license notice given by the management department and get the property right certificate according to the time notified above.
Step 7: Get the property right certificate according to the specified time, pay stamp duty, property right registration fee, production fee, etc., and carefully check the property right certificate records, especially the important information such as area, location, owner's name and ownership status.
Step 8: Apply for mortgage registration. Some loan banks allow themselves to apply for real estate licenses without detaining them. They just need to register the mortgage. In this case, the documents that need to be submitted for handling the formalities usually include: house ownership certificate, * * part of house property right certificate, * * written opinions of the mortgagor, loan contract of state-owned land use certificate, mortgage contract, and house rent signed by the mortgagor and the mortgagee. If the mortgagee is a financial institution, the financial license and business license can generally be submitted at the same time as the property right certificate is obtained, and the relevant documents can be prepared in advance. Different places have different specific requirements, so be sure to ask in advance.
Step 9: Hand over the property right certificate to the bank for seizure. If the loan contract stipulates, the title certificate needs to be handed over to the loan bank for seizure. It stands to reason that after the eighth step, you don't have to hand over the property right certificate to the bank for seizure, but some banks are not at ease and often have to seize the original purchase contract. Three risks? .
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