What are the advantages and disadvantages of online insurance and offline insurance?

Advantages and disadvantages of online insurance

Online insurance platform not only sells the products of one insurance company, but also sells the products of several insurance companies at the same time. Users can compare at the same latitude and then choose the appropriate insurance products. On the online insurance page, you can see information such as insurance instructions, insurance clauses, protection contents, premiums, etc., and the information is open and transparent. Online insurance The whole insurance process is carried out online. The insured only needs to fill in the basic information and pay online to complete the insurance, which is very convenient and fast.

Online insurance generally does not have sales staff to help users make detailed product descriptions, and the insured needs to understand it himself. It may be a little difficult for Xiaobai Insurance, but if there are people who don't understand during the insurance process, you can consult professional customer service staff. In addition, although online shopping is very convenient, it also has loopholes, and some phishing websites may appear. When the insured buys insurance online, he should pay attention to the regularity of the website to ensure that there will be no economic losses.

2. Advantages and disadvantages of offline insurance

Offline insurance is generally insured through an insurance agent or at the counter of an insurance company. This face-to-face answering method can really feel the service of the sales staff. Offline insurance For obscure insurance clauses, the insured can consult, and the general user can sign and pay the money to complete the insurance matters.

Insurance agents generally only sell the products of one insurance company, and the products they can choose are very single. Because of the uneven quality of insurance agents, users may be tempted to take out insurance by boasting and exaggerating, so you should know the insurance clauses in detail before taking out insurance, which is the basis for subsequent claims.