Portrait of white-collar workers wandering in the city

I am an ordinary employee in a company in Guangzhou. 4,000 yuan is all my salary bonus after deducting tax and insurance, and my annual income is about 50,000 yuan.

As a person with a bachelor's degree, this kind of treatment is very common for the staff in my office after graduating from Fudan University in Shanghai a few years ago. There are many people with high salaries, but they are basically management and senior technicians, and there are also many people with low salaries, most of whom have just joined the work or have low academic qualifications. My income is in the middle level.

Singles like us who make a living in Guangzhou generally can't cook, because the cost of cooking by themselves is similar to that of eating fast food. For breakfast, I bought a loaf of bread and a bottle of milk and spent 3 yuan. Eating a vegetarian meal at noon and two vegetarian meals at night is similar to the cost of breakfast for a whole day 15 yuan, so the food cost for one month is around 450 yuan, plus the money spent on going out to eat and drink with colleagues and friends occasionally, which is spent on eating every year.

I rented a 40-square-meter apartment in the park with an elevator on the top floor. 1.The monthly rent in 200 yuan is not expensive. The management fee, water, electricity, gas and daily necessities are about 1.600 yuan, which costs 20,000 yuan a year.

Food and shelter are the main parts of the cost of living. Fixed costs include transportation and communication costs. Transportation is not expensive. The bus goes back and forth every day, more than one month 100. The fixed telephone and mobile phone are each 100 yuan, which adds up to 4,000 yuan for the whole year.

Because I work in an office building, I require formal clothes. The common clothes in summer are shirts, ties, trousers and leather shoes. Last weekend, I went to the people's shopping mall in the city center and found a set of cheap summer clothes 1500 (shirt 300, tie 200, trousers 400, underwear 80, socks 20, leather shoes 400, belt 100). I change four sets of summer clothes in two years and two sets of winter clothes in three years, plus some casual clothes I usually wear, and the total cost of clothes is * * * 6 thousand yuan a year.

In addition to these, there will be about 7,000 other expenses every year, including 2,000 for books, study and surfing the Internet, 1 for going home every year and 2,000 for honoring parents during the New Year. These are the expenses of my normal life, which are not excessive in terms of quality of life. I don't have any extravagant expenses (such as taxis, bars, KTV singing, traveling, etc.). ), these add up to 45 thousand a year, and I can keep 5 thousand But make sure you don't catch a cold or have a fever for a year, or the victory of going to the hospital twice will be gone.

With an annual salary of 50,000, I can save 5,000 every year and live a normal life. However, after working for several years, I found a problem. The reason is that I suddenly found myself almost 30 years old and didn't have a girlfriend. My parents began to urge me to get married quickly. Yes, the man is thirty, and his career has not yet been established. You can take your time. Your family will succeed in the end. So I'm going to find someone to marry with 30 thousand yuan saved in six years.

Most of the girls in the Guangzhou office are very simple, which may be influenced by the pragmatic atmosphere. The so-called female white-collar workers go in and out to play, don't wear clothes that are not world famous brands, and go to French restaurants to eat. There is basically no atmosphere in which boyfriends are not foreigners. If they do, they are individuals. But that doesn't mean she wants to pay you back. Although she doesn't want you to raise her, she can't pay you back 2000 yuan because she is married to you. A netizen once said that the economic basis for a happy and stable marriage is that the husband's income is 1.8 times that of his wife. Shit, I don't know how he worked it out, but it is also in line with certain status quo. Therefore, it is not stable for me to find a MM with an annual salary of 50,000. Actually, even if I wanted to, people wouldn't marry me. Even if I am almost 30 years old, the audience will not marry me. As for the MM with an annual salary of less than 30,000, if she looks good, she will have to convert her appearance into an annual salary of 65,438+10,000 to 1 10,000, so that she will not marry me. Therefore, the suitable target is a girl with an annual salary of 30 thousand, who is basically worthy of everyone.

I met my girlfriend, Xiao Qiong, on the recommendation of a friend. After a year of love, I found that Xiao Qiong is really an understanding girl. She never asks me to buy her an expensive gift. When I go out, I also go to a small China restaurant. I don't take a taxi when I go out I don't buy designer clothes. Just watch movies occasionally and send cards on Valentine's Day. She said that if two people live together, as long as they really love each other, they don't need so much vanity. God, what a great girl. In this materialistic society, there is such a simple and kind girl. I'm so happy. I can't help going to bed because of my good feelings, and because a good condom costs 3 or 4 yuan and a condom costs tens of dollars a month, I bought two inferior condoms 1 yuan to save money. After 1 10000 yuan blind date and contraceptive failure, I decided to marry her. So we are going to buy a house and settle down in Guangzhou. Now the average price of houses in the park has exceeded 6000, and even the humble second-hand buildings are mostly between 4000 and 5000. Let's look at an 80-square-meter house, which is not a luxury. The first phase and simple decoration cost 300 thousand. Girlfriend's annual salary is only 30 thousand Of course, there will be no deposit for the dormitory shared with colleagues. So, in addition to my existing 20 thousand yuan, I have to raise 280 thousand yuan to pay the down payment. If I save 5000 yuan every year, I can buy my own house by mortgage after 48 years, but we can't get married after 48 years, so I decided to borrow it from my parents. Borrowing is actually begging, because you can't afford it. We are all only children, and both parents love children. Moreover, I have never been laid off before retirement, and I have saved more than 100,000 yuan in my life. If we want all this money, we should be able to scrape together enough money for down payment and decoration. Parents still have a little pension, so they can only save a little. Usually let them exercise more, as long as they don't get sick for the rest of their lives, they should be able to live.

After thinking about the first phase of buying a house, we began to consider the cost of getting married. Invite guests, take wedding photos and have a honeymoon. We can do it simply but we have to do it, otherwise it's not called marriage, it's called cohabitation. So we decided to spend 20,000 yuan on a treat, 3,000 yuan on a wedding dress and 2,000 yuan on a honeymoon in Jiangsu. Is this simple enough? This costs 25,000 yuan. I save 5000 yuan every year, and I can have a wedding in five years. But can we wait until five years before the wedding? That won't do. At that time, the child will be four and a half years old. He will ask for leave from the kindergarten teacher and say that the teacher will attend my father's wedding today. So we decided to borrow 325 thousand from our colleagues to get married first, and keep 5 thousand for ourselves to have children and pay them off in six years. We can use the 4000 yuan I pay my parents every year and the 1000 yuan she pays her parents, so parents will not be filial!

When we think about the source of money for buying a house and getting married, we begin to consider the living expenses of pregnant children and the whole family in the future. Because the house loan is 500,000 yuan, the monthly mortgage is more than 3,000 yuan, plus the miscellaneous expenses such as property management fee, water and electricity, pipeline gas and telephone charges, 55,000 yuan a year, the food expenses of a family of three and the entertainment expenses of colleagues are 20,000 yuan a year, the transportation expenses of the whole family are 4,000 yuan a year, and the clothing expenses of three people are 65,438+00,000 yuan a year (not going to the mall to buy), and the children go to kindergarten 65,438. All add up to nearly 65438+ million per year.

That is to say, if I still live a normal life after buying a house, getting married and having children, my annual salary is 50,000, and Xiao Qiong's annual salary is 30,000, and I have to be in debt for 20,000 every year. If I count the money for medical treatment at home, parents' pension and children's college, I am in debt for more than 50 thousand a year. If we rent a house instead of buying a house, we can save 20 thousand a year, 25 thousand if we don't raise children and 5 thousand if we don't adopt parents. In addition, we can maintain the current living standard for life. But is it possible? Xiao Qiong married me. She didn't have her own house to live in, couldn't have children, couldn't support her parents, and didn't get sick. She still married me to play ball?

So I gave her all my only 20,000 yuan deposit and told her that if you go to the hospital and take off the baby, we will break up. You must find someone with a monthly salary of 1 0,000 or more in the future. We don't have this fate.

After I broke up with Xiao Qiong, I was depressed for a long time. I don't need to live a luxurious life. I just live in my own house, raising a child and supporting my parents. Is this too much? I couldn't let go of the pain and confusion for several months, until one day I saw another Guangzhou netizen's post "300 yuan, Guangzhou lives a rich life" on Tianya, and I suddenly realized that I didn't know how to live.

So I returned my rented apartment and found seven other like-minded people. I rented a 600-yuan room in a farmer's village near the company (Guangzhou's indigenous village is used to being called farmer's village, and the rented house is called farmer's house, so people who have lived in Guangzhou will have deeper conditions). ***8 people sleep, 4 bunk beds, and the utilities are shared, totaling *** 100 yuan per month. Because I live close, I don't need to walk to work. I go out by bus every two weekends. January 10 is enough.

Don't eat bread and milk for breakfast, eat two steamed buns with 50 cents and drink boiled water. In addition, there are many small restaurants in the farmhouse village, one of which is to put a few pots of vegetables at the door for you to choose, just like a canteen. A dish 1 or 2 yuan, rice and soup 1 yuan. For lunch and dinner, each of us chipped in 2 yuan, asked for several dishes, and then spent 4 yuan to buy 4 lunch boxes, which were compacted and filled, enough for 8 people to eat. Although the oil used in those dishes tastes a little strange, it won't kill people. The key is that you only need 5 yuan's meals every day, 150 yuan every month. I also found a good place to buy clothes. In a corner of Wan Li Bridge Commodity Market in front of the railway station, there are 6 yuan's shirts, 8 yuan's trousers, 5 ties, 3 underwear socks, a pair of leather shoes 15, and 20 yuan's suit. But the quality is so poor that the washed water is a little crooked. The sleeves are not straight. In this way, the clothing cost of 40 yuan per month is almost the same, and you can often wear new clothes.

There are also tricks in entertainment. There are many roadside book stalls in the village, and many people will buy them. I go to the bookstall to read, but I don't buy books. I will go home for an hour and continue reading tomorrow. I can finish reading a book in a few weeks. Go to the internet cafe to surf the internet when you get paid. It takes 2 yuan 1 hour to read posts online. Of course, there are more exciting entertainment activities. Farmers' houses are built very densely. Often your bathroom is facing his living room. Turn off the light in your room when it is dark. If the tenant across the street is a woman, you can give it (short for developed, meaning good luck). So the cost of spiritual life is the monthly Internet access fee in 20 yuan.

The money for communication is better and cheaper. I don't install a fixed telephone, but use a company mobile phone with monthly subscription 10, and the caller ID is not turned on. Because it's useless, I don't answer or call, so I send a text message.

Medical treatment mainly depends on normal exercise. You don't have to spend money if you're not sick. You can carry it when you are sick. Young people can handle it anyway.

Other expenses, such as toilet paper and soap, are still necessary. If you don't have a girlfriend, you don't need condoms. Just do it yourself. In this way, the monthly incidental expenses only cost 20 yuan.

According to this calculation, 100 room rate+10 yuan transportation fee+150 meals +40 clothes +20 entertainment+10 communication +20 others = 350 yuan, and it only costs 4,200 yuan a year. A month's salary is almost enough for a year's life. It's so fucking cool, so happy. No wonder GDP is increasing by more than 10% every year, but the wage level is declining. It turns out that working for one month can support oneself for one year, and it is difficult to work actively for the remaining eleven months without the pressure of life.

Then why do you want a wife? Why do you want children? Why do you want your parents? As long as I change my mind, as I do now, I can find the true meaning of a happy life without foster parents, a wife, children, a house, a bus, illness, fun, clothes sold in shopping malls and lunch boxes from regular fast food restaurants!

Society is driving us crazy. We can't meet such a simple request. Are we wrong? We just want to live.