What budget should I prepare before buying a house?

I. Comparison of regional housing prices

The first thing to look at when buying a house is the house price. Everyone hopes to buy a satisfactory house at a relatively low price. The key factor to determine the house price is the location, and the house price in different regions will naturally be different. When choosing a suite in China and Italy, we should compare the house prices in different regions, and then decide to choose a house in a certain region according to our own economic conditions.

Second, the size of affordable housing area.

Area is the key factor related to the total house price. The same unit price, the larger the area, the higher the total price, which is the truth that all primary school students understand. For the same sum of money, if you can buy a big house, I believe no one wants to buy a small house. Therefore, after determining the housing area, it is necessary to calculate the housing area you can bear according to the housing prices in this area.

Third, find out the property situation.

A good property can make the owners worry and save effort. If they encounter irresponsible property companies, then the owners will suffer! Generally speaking, property fees are paid annually, which is also a big expense for property buyers. Therefore, buyers must first understand the property situation of the community before buying a house, so as to avoid the property fees being paid in vain.

Fourth, repayment pressure.

If property buyers choose loans to buy a house, then they need to consider how much loans they can afford each month. If you can't pay the monthly payment after buying a house, don't buy a house. Therefore, before buying a house, you should not only ensure that your existing funds are enough to pay the down payment, but also make long-term plans to avoid excessive repayment pressure.

Five, estimate the decoration cost

Everyone wants to move in after buying a house, but many people buy a rough house and need to decorate it before they can move in. However, many property buyers have just bought a house and have no money to decorate it, which is that they have not made a good budget before buying a house. In addition to large expenditures such as home appliances and furniture, there are other expenditures that need to be budgeted.

Total tax paid by intransitive verbs

In addition to the down payment, there are many taxes and fees that need to be prepared, many of which need to be paid when signing the contract, such as deed tax, stamp duty, housing maintenance fund, property registration fee and so on. These seemingly small expenses add up and you will find that they are not small expenses.