What are the basic principles of risk classification control?

The basic principle of risk classification management and control is to divide the security risk levels into four levels from high to low, and deal with them according to their respective levels:

Grade A: major risk, red risk, assessed as unacceptable risk. Control documents must be established and controlled by enterprises. It must be rectified immediately, and the operation cannot be continued. Only by reducing the risk of registration can you start or continue to work.

Grade B: high risk/orange risk, assessed as high risk. It is necessary to establish control files and formulate control management measures, which shall be controlled by the safety authorities and functional departments of the enterprise according to their respective responsibilities.

Grade C: general risk/yellow risk, assessed as high risk. The workshop is responsible for control, and the safety management department of the company (factory) is responsible for supervision and implementation.

Grade D: low risk/blue risk, assessed as mild allowable. The team is responsible for the control, and the workshop is responsible for supervising the implementation.

Risk classification control refers to adopting different risk control methods according to different levels of risks, required control resources, control ability, complexity and difficulty of control measures. The basic principles of risk classification control are: the greater the risk, the higher the control level; The superior is responsible for controlling risks, and the subordinate must be responsible for controlling and gradually implementing specific measures. The risks in our province are divided into four grades: blue risk, yellow risk, orange risk and red risk (red is the highest). Risk classification control aims to ensure that identification and assessment are in place, risk classification is in place, prevention and control measures are in place, announcement and supervision are in place, and continuous improvement is in place.

Legal basis: People's Republic of China (PRC) Commercial Bank Law.

Article 59 A commercial bank shall, in accordance with relevant regulations, formulate its own business rules and establish and improve its own risk management and internal control system.

Article 60 Commercial banks should establish and improve the auditing and inspection system for deposits, loans, settlement and bad debts.

A commercial bank shall regularly audit, inspect and supervise its branches.

Article 61 A commercial bank shall submit its balance sheet, profit and loss statement, other financial accounting and statistical statements and materials to the banking supervision institution of the State Council and the People's Bank of China in accordance with regulations.