Being restricted in Nanjing, can I buy an apartment as a residence?

Let's divide into groups. It's good for young people to buy apartments as houses. Apartment prices are lower than residential prices, and there are no policy restrictions on housing loans. In addition, there is a group of apartments located in the central area, with good location, convenient transportation, supporting facilities and convenient work.

However, if it is a formal family with old people and small children, it is not recommended to choose an apartment.

1, the apartment is not a supporting community, but a single family, and there are basically no rooms for the elderly and children at home.

2. There is no degree in the apartment, so it is inconvenient for children to go to school and settle down.

3. The water and electricity in the apartment are all commercial, and the living cost is high.

Most of the apartments are small-sized, with light on one side and generally no balcony. The living environment is still much worse than the house. # Buying an apartment is a good investment, don't live by yourself. If you live by yourself, you will know that the apartment is not as good as you think. First of all, there are many households and tenants on the first floor, so it will be really noisy if you live. Secondly, the high cost of living, high water and electricity charges and high property fees. The size of the third apartment is really not very good. Every apartment is a long walkway with doors open on both sides, so the ventilation and lighting effect in the house will be very poor.

If you buy an apartment, you can rent it to a company with strong economic strength. Generally, they need knowledge and transportation, and they don't think too much about some details of their lives. In fact, renters stay in the house for a short time. # Apartment is still the first choice for investment and not suitable for self-occupation. At present, the price of apartment in the market is lower than that of residential products in the same lot, and most of the property certificates are small and the total price is not high. The most important thing is that it is not affected by restrictions on purchases and loans. There is no requirement for the number of house purchases and the number of social security years. In addition, apartment products are mostly located in convenient locations, which are relatively easy to rent, and the rental return rate is higher than that of houses in the same location.

The above contents are for reference only, I hope I can help you. Thank you for your support. I wish you a happy purchase!