What if the car is lost?

After the motor vehicle burglary insurance is insured, once the car is found to be lost or robbed, it can be handled according to the following procedures:

First, go through the reporting procedures in time, be sure to keep the scene of the accident and report it to the public security criminal investigation department within 24 hours (1 10).

Two, in the municipal newspaper published notice of car search, save the current newspaper; Issue an unsolved certificate to the vehicle management department.

3. Provide relevant materials: original insurance policy, accident notice, loss list, car keys, original driving license and supplementary card, copy of driving license, original car purchase invoice, surcharge voucher, newspaper notice of car search, parking lot certificate, original parking fee receipt, transfer of rights and interests, public security report acceptance form, three-month unsolved case certificate of public security criminal investigation department, registration certificate of vehicle management department (or registration form for cancellation of stolen vehicle license plate), and parking fee report certificate.

Four, the estimated loss of the stolen vehicle recovered within 3 months belongs to the insured, and the insurance company compensates according to the actual repair cost; When the whole car has not been recovered after being stolen for 3 months, the insurance company will compensate according to the actual value of the car at that time (that is, the purchase price of the new car at that time MINUS the depreciation of the car's service life) and make an absolute 20% free odds. If the insured can't provide the driving license, original car purchase invoice and surcharge certificate, the deductible will be increased by 0.5% for each missing item. After the insurance company claims, if the stolen vehicle is recovered, the insurance company can return the vehicle to the insured and recover the corresponding compensation; If the insured refuses to take back the original car, the ownership of the car belongs to the insurance company.