What is the salary of 7000 yuan a month in Taiyuan? Do you think it's not enough?

Taiyuan, the capital of Shanxi Province, is a city between the second and third lines, with low wages but not low consumption. The monthly salary is 7000 yuan, which is more than most people in figures, but is it enough? The answer is certainly not enough, only for ordinary migrant workers, except the second generation. How much is Taiyuan's monthly salary of 7000 yuan? As can be seen from the above figure, the average wage in Taiyuan is 4 196 yuan, with 73.6% people below 6,000 yuan, 0/2% people between 6,000 yuan and 8,000 yuan, and only 3.4% people above 8,000 yuan. Because the subject didn't say whether 7000 yuan is before tax or in hand, so if you get 7000 yuan according to the highest calculation, it should be about 10000 yuan before tax, which has exceeded 90% of the people, and it is quite high income in Taiyuan.

Is a monthly salary of 7,000 yuan enough? Then the monthly salary is 7000. Is it enough to spend in Taiyuan? For an ordinary migrant worker, the answer is obviously not enough. Similarly, in terms of minimum expenses, what is the necessary expense for single dog to have no car, no house and no girlfriend?

1, rent

An ordinary migrant worker has no house or car, and the first problem is renting a house. Take sharing with others as an example. In 2065438+2009, the average rent of a two-bedroom and one-bedroom house in Taiyuan was around 1800 yuan/month, which was more than 2,000 yuan per month, plus the property fee, heating fee and water and electricity network fee, so it was calculated as 2,000 yuan per month. Some people may say that you can live in a house like a village in the city, not a residential building. First of all, few villages in the city are demolished. Secondly, the housing prices in villages in cities are not low. A friend once lived in Xu Xi Village, a small port, for one year, and rented 800 yuan/month, which was not much cheaper than a residential building.

2. Daily consumption

Taiyuan is a city with low wages and low consumption. The average meal is 10 yuan, and the breakfast is a little cheaper. May can solve, the end of the day is 25 yuan. 750 yuan a month, plus buying some fruit snacks, I went to 900 yuan. 200 yuan has dinner with friends every month; Boys like smoking and drinking, while girls have cosmetic expenses, with an average 500 yuan; Usually go out by bus or taxi and pay 100 yuan a month; You are not allowed to add two sets of clothes to yourself every year, with an average of 100 yuan per month. This part of the total monthly consumption is 2000 yuan, which is not high, and some people are not even enough.

The total cost of food, clothing, housing and transportation is 3,000 yuan, and the remaining 4,000 yuan is 7,000 yuan, but please remember that this is based on the minimum consumption.

Seeing that all the friends around us have girlfriends, we can't go to single dog. If we find a girlfriend, we can't continue to be otaku. From time to time, we go out to see a movie and have dinner with our girlfriend. Plus 1000, there are still 3000 left.

With a girlfriend, I don't want to keep crowding the bus when I go out. Driving is so cool. I can consider saving enough down payment for more than one year to buy a scooter with tens of thousands of dollars. Driving in Taiyuan's major business districts is indeed more comfortable than taking the bus, but after that, car loan, insurance and gas money are added more than 2,000 yuan every month, leaving 1000.

Seeing that I'm getting married and my girlfriend wants a house at home, I also think I really should buy a house when I get married, but look at the balance in my bank card. I saved 10 thousand a year, and I still need a down payment of 100 thousand, so I can't even buy a toilet. I can't help it Borrowing from the east and the west, I made a down payment and bought a 90-square-meter two-bedroom apartment. The house was bought, and then the mortgage came. It was originally 3,000 yuan per month, leaving-2,000 yuan. What should I do? Borrow some from your girlfriend and pay off the mortgage first. I don't have to pay it back after I get married anyway.

So the monthly salary is 7000, no house, no car and no girlfriend. This money is enough to spend and save some money every month; But if you buy a car and a house to find a girlfriend, it is obviously not enough to spend, not to mention 7,000 yuan before tax, even less.

There are about 3 million local people in Taiyuan, and they can earn more than 5,000 but less than 300,000.

From 2065438 to 2009, the average wage of urban employees in non-private enterprises in Taiyuan was 6670 yuan/month (annual income was 80060 yuan, before tax). If the income is 7000 yuan/month, which is higher than most people, it is already a good income. Calculated at 7,000 yuan, except for pension and medical insurance, there is not much money at hand.

1, accounting for 8% of the income paid by the old-age insurance, which needs to be deducted from 560 yuan.

2. About 140 yuan needs to be deducted from 2% of medical insurance payment income.

3. Paying housing accumulation fund belongs to personal income, which is not counted.

4, that personal income tax is equivalent to personal deduction, this part is not calculated.

5. The actual monthly income is probably:

7000-560- 140 = 6300 yuan

If you already have a house in Taiyuan, this income is above the average; If you haven't bought a house yet, or if you are a young man who has borrowed money to buy a house, it will be in trouble. Even if someone helps pay the down payment, this income is not optimistic to cope with life.

I worked in Jiannan Auto Parts City in Taiyuan for three years. At that time, the salary was more than 4 thousand, and I could save more than 40 thousand every year. Of course, I saved it. It wasn't easy. But several of our colleagues drink it several times a month. Let me talk about the salary level of 7000 in Taiyuan. Is it enough? A salary of 7000 yuan is acceptable for ordinary unskilled workers, because they only work in Taiyuan, and generally don't buy a house or land in Taiyuan, play cards in the dormitory after work, or visit the park. Generally, workers stay in the factory, and eating in the company canteen is generally not expensive, and the canteen will be subsidized because it is generally not outsourced for profit. If you make a profit, it's almost acceptable, mainly because you spend a lot at noon, but not much. Things are not absolute. Some people can't afford to rent a house outside, and often buy new clothes and change their mobile phones to keep up with the fashion. I'm afraid it won't be enough to give you 20 thousand if you don't scrimp, eat, drink and gamble.

The salary of 7000 yuan is not enough for Taiyuan locals and belongs to low income. They have to spend their food, clothing, housing and transportation in the city. I'm afraid there's nothing you can't buy for more than 2 million wedding rooms. How many years of hard work does it take to buy a house? After marriage, children's education, the minimum cost of going to kindergarten every month is several thousand, so the countryside needs 200 yuan. 7,000 salary is not enough to settle down in Taiyuan.

The salary of 7000 yuan belongs to the upper-middle income in Taiyuan, and ordinary civil servants and institutions can have this income. Taiyuan is a provincial-level city, and its housing price ranks first in Shanxi. The salary of 7000 yuan can basically meet the mortgage. Better have a sideline. Life is stressful, and an extra income is an extra guarantee.

It depends. If there are car loans and mortgages, and the amount is large, it will not be enough. There is no loan if you have a house and a car. Basically enough. It also depends on everyone's consumption concept. Some people have no restraint on money, and some people are more diligent, so there will be different differences.

7,000 yuan is quite a lot in Taiyuan, but if you come to Taiyuan alone to make a mortgage and car loan, it is still quite tight.

rich

I think it's average. Not too much, not too little. At least the mortgage and car loan for ordinary cars are affordable. Now the housing price in Taiyuan is not particularly high, more than 10 thousand points, so living in Taiyuan is quite comfortable. Consumption is not too high, house prices are not too high, wages are ok, the air is good, and the road conditions are good now. . Generally speaking, the salary of more than 7000 yuan is enough, and we still need to work hard. . Let's go .

Maybe many friends from other places think 7000 is nothing, but in Taiyuan, a city with high consumption and low wages, it is still difficult to get 7000. Ten people were randomly surveyed in the street, and there may be six people around three or four thousand.