What is the difference between an apartment and a house?

The first essential difference is the different nature of land. Houses are residential land, and commercial and residential land is generally office or commercial land;

Second, the property rights are different. This property right is the service life of the land, and the property right of the house is permanent. Generally, the property rights of houses are 70 years, starting from the time of land acquisition, so some residential projects in the city have only 40 or 50 years of property rights when they are handed over. Commercial and residential property rights of office projects are 50 years, and commercial projects are 40 years. The Property Law stipulates that the construction land will be automatically renewed when it expires, but a part of the land transfer fee will be paid. At present, there is no unified policy on the amount of land transfer fees. At present, the land property rights in Wenzhou and Shenzhen have expired, and the land transfer fee for 20 years has been controlled within 1% of the house price. But then again, at present, the design life of ordinary buildings in China is 50 years, and they can't live for 70 years, so there is basically no disadvantage in the time of property rights for commercial and residential buildings;

The third is the difference in life experience. Houses are generally closed management, people and cars are separated, and the design is pure board building. Some units can be transparent from north to south, and the living experience is good. Commercial and residential buildings are generally office buildings, open residential areas, and there are many ladder households, so it is difficult to achieve North-South connectivity. However, due to fewer and fewer houses just needed, the demand for commercial and residential buildings is growing. There are many commercial and residential buildings with similar quality in the market, and the living experience gap between them is getting smaller and smaller.

Fourth, the property fee of commercial and residential public utilities is higher than that of residential buildings, and there is generally no gas;

Fifth, commercial and residential buildings cannot be settled, and there is no school district. If you want to move your account out of the unit to buy a house now, or if you have enough points to buy a house, you can settle down, then buying a commercial house is really inappropriate. However, most customers cannot settle down after buying a house. Now the system of settlement of points is becoming more and more strict. If you have enough points, you have to queue up for a 7-year residence permit. For customers who have just started to prepare for the settlement of points, it is recommended to buy a commercial and residential building with a better location, which is convenient for life, close to work and quick in appreciation. When the settlement conditions are basically met, it is enough to sell commercial and residential buildings, buy a second-hand house in the city and prepare to settle down. Because the appreciation rate of good commercial and residential space in lots is better than that of second-hand houses in cities, the house bought by replacement at this time is much better than before. So is the school district.

Sixth, the proportion of commercial and residential down payment is high, and the interest rate rises by 30-40%. This may be the only real shortcoming of commercial and residential buildings. However, at present, the low-priced residential projects in Suzhou market should be at least 6.5438+0.3 million, and 30% down payment will be higher than 50% of some commercial and residential buildings.