Which banks can Nanyang Xichuan borrow from?

Many banks in Xichuan, Nanyang can operate loans, and regular banks can. You can contact the bank staff directly to determine. However, any bank loan requires the lender to meet the corresponding loan conditions. According to different loan products, lenders need to meet different loan conditions. Generally speaking, loans need to meet the following conditions:

1, a citizen of China who has a fixed residence in China and a fixed residence in a local town and has full capacity for civil conduct, 18-65 years old;

2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;

3. Abide by laws and regulations, and have no illegal acts and bad credit records;

4. Other conditions stipulated by the bank.

The bank loan processing flow is as follows:

1. The lender needs to fill in a written application form and prepare relevant materials.

* information is generally divided into the following categories:

① Personal identification: ID card, residence permit, household registration book, marriage certificate and other materials;

Provide stable proof of address: such as house lease contract, water and electricity bill, property management and other related certificates;

(3) Provide proof of stable income sources: bank flow sheet, labor contract, etc. ;

(4) Other information stipulated by the bank.

2. The bank shall review the application materials of the lender to verify whether the situation is true.

3. After approval, the lender signs a loan contract with the bank.

4. When the bank lends money, the borrower performs the repayment as agreed.