What's the difference between commercial property and commercial housing?

In the case of high housing prices, commercial apartment with low total price and complete facilities has gradually become a popular choice for customers and investors who just need it. Some developers have also launched commercial real estate to occupy the market. Compared with commercial housing, where is the commercial unit special?

1. Living expenses

Institutions: Water and electricity charges are commercial, and the cost of living is high.

Commercial housing: water and electricity charges are calculated by civil use;

2. Years of land use

Commercial real estate: the term of land ownership is 40 years or 50 years.

Commercial house: 70 years property right.

3. Form of purchase

Business unit: only commercial loans can be used, and the down payment is generally 50%, with a high down payment ratio.

Residential units: commercial loans, provident fund loans, portfolio loans and other forms can be used, and the minimum down payment ratio is 30%.

4. Residential function

Business unit: It can be used for office, with complicated households and high mobility.

Residential unit: it can only be used for living, and the neighbors are relatively stable.

5. Customer group positioning

Business-run units: generally, investment or single customers are the mainstay, and the unit size is small, and the total price is lower than that of residential buildings.

Residential unit type: generally, it is mainly needed by families, mostly three to four bedrooms, with a higher total price.

Advantages of commercial units:

1. The commercial apartment is characterized by its small area, and its total price is relatively low, unlike buying a house with a slightly better location that costs millions. Let more ordinary people with a little spare money start investing, and the return can be expected.

2. The income from investment apartments is stable. Its functions of business office and self-occupation are increasingly welcomed by young people and become a relatively stable investment.

3. Unlimited purchase. You don't need a place to buy an apartment in a first-tier city. You can buy it if you have money.

4. High added value. In addition to residential property, business units can also be used for office. Start-up teams often can't rent office buildings because of limited budgets. They often choose apartments at this time. The first floor of the duplex apartment can be used for office, and the second floor can be used as a rest place, so that entrepreneurs can save a lot of rental funds in the early stage.

Disadvantages of commercial units

1. Institutions cannot settle down.

2. The cost of living is very high.

3. Low room opening rate

It is more difficult to change hands in a recession.

5. Open flame is not applicable, which affects the living experience to some extent.

If you have enough money, will you consider starting a business?