What are the conditions for Dongguan provident fund loan to buy a house in Hui Jing Kailun Bay Garden, and how to tax the new house transaction?

Hello, it's my pleasure to answer your question about Hui Jing Karen Bay garden club.

The conditions for purchasing Hui Jing Karen Bay Garden House with provident fund loan include: 1. The borrower must have an account in the city where Karen Bay Garden in Hui Jing is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the self-occupied house of Karen Bay Garden in Hui Jing, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged to purchase the loan of Karen Bay Garden in Hui Jing; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

Hui Jing Karen Bay Garden new house transaction tax includes deed tax, maintenance fund and property management fee. Deed tax of Hui Jing Kailun Bay Garden: the deed tax to be paid for the purchase of new houses is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the ordinary commercial houses are halved, that is, 1.5-2.5%. Hui Jing Karen Bay Garden Maintenance Fund: charged according to the construction area multiplied by a certain amount. Hui Jing Karen Bay Garden property management fee: paid after the house is delivered, and the specific rate shall be implemented according to the regulations of the local price department.

The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the first half. Or contact a broker to answer them. I hope I can help you and wish you a happy purchase!