How to judge whether this community is good or not? Compare these three points

I want to buy a house and choose several good communities. It is difficult to choose the best one. How to judge a good community? The following set of standards can be used as a reference to compare the communities you have seen horizontally and choose the relatively good ones.

1, geographical location

In a city, the house price in the downtown is always the highest, because all kinds of resources are concentrated here. Judging from the actual operation of buying a house, the supporting resources of each city are different, not to mention so many cities in China. So we might as well take the landmark property in each city center as the standard to measure other properties in this city.

Generally, every city will have one or several recognized best/most expensive properties. Find one of them and walk around the community with a radius of 10 minutes, or use Baidu map to search the area with a radius of 1 km, and count the number of surrounding banks, high-end communities, high-end hotels, bus stops and supporting facilities for life and business. Repeat this step in each community to be visited, and then make a horizontal comparison through summary.

Banking institutions: excluding ATM machines.

Surrounding high-end residential areas: the average price is more than 65438+0.5 times the average price of local houses.

High-end hotel: five-star or four-star.

Bus station: subway is the first choice, followed by bus.

Living and commercial facilities: mainly large-scale commercial complexes, supplemented by large supermarkets.

The number of these facilities can reach 80% of landmark properties, which can be regarded as three-star; Reaching 60%, it can be regarded as two stars; Reaching 40% can be regarded as a star; Under 40%, no stars.

What may need extra consideration is educational real estate, which is a special case of China people. There are key kindergartens, primary schools and junior high schools in provinces and cities, and one star can be added respectively.

2. Developers, housing quality and property management

As far as housing quality is concerned, it can be divided into "hard quality" and "soft quality". Hard quality refers to the engineering quality, such as planning, greening, building materials, facade, etc. , the average person is not easy to identify. Soft quality is more reflected in brand value and more important attributes.

Domestic and foreign listed developers: 10 years or more, Samsung; More than 5 years, two stars; Less than five years, a week. Generally speaking, there is no star without listing, but if some developers have extra fame in the local area, they can add a star.

Building facilities are in good condition: buildings, environment and residential facilities, such as floors, walls, corridors, roofs, escalators and glass, are all in use.

Basic equipment guarantee: elevator, standby power supply, water and electricity heating, building intercom system, monitoring and other systems are running well, and they are repaired in time after failures.

Property service: Property employees have good service attitude and high quality.

Parking space: parking space is sufficient and guidance is in place.

Unified fine decoration delivery.

You can add a star to the last five items as long as they meet the requirements.

3. Mortgage loan

In terms of mortgage, generally speaking, if the ability permits, the less the down payment, the longer the term, the better. Because the mortgage interest rate is the lowest among all loans, sometimes you can get interest rate concessions.

Down payment investment: below 30%, Samsung; 40%, two stars; 50%, one star.

Loan term: more than 25 years, Samsung; 20-24 years, two stars; 10- 19, one star.

Interest rate concessions: 30% off, Samsung; 20% off, two stars; Ten percent off, one star.

After summing up, you can measure the value-added potential of a house by the number of stars. Of course, the more stars, the better, but generally speaking, houses with more stars have higher prices and higher requirements for purchasing power. Therefore, this framework is more suitable for horizontal comparison in many properties, and houses with higher potential for maintaining and increasing value can be bought at the same price. This is what we call "rational decision" when buying a house!

(The above answers were published on 20 15- 12-23. Please refer to the actual purchase policy. )

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